Mortgage lending in Nicholas County, West Virginia
Lenders in Nicholas County, West Virginia reported 650 mortgage applications for 2025, according to the CFPB.
650 mortgage applications and 327 loans originated in 2025; the denial rate was 32.9% of 510 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nicholas County, WV.
- 650
- Applications
- 327
- Loans originated
- 32.9%
- Denial rate
- 168 denied of 510 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 650 | 327 |
| 2024 | 520 | 251 |
| 2023 | 467 | 225 |
| 2022 | 600 | 322 |
| 2021 | 774 | 447 |
| 2020 | 782 | 419 |
| 2019 | 573 | 305 |
| 2018 | 560 | 294 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Community Bank | 62 | 135 |
| Truist Bank | 44 | 78 |
| Rocket Mortgage | 35 | 53 |
| ALCOVA Mortgage, LLC | 23 | 30 |
| Community Trust Bank, Inc. | 16 | 19 |
| Mortgage Research Center | 15 | 25 |
| Movement Mortgage, LLC | 13 | 15 |
| Huntington National Bank | 9 | 12 |
| Gateway First Bank | 8 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 36 |
| loanDepot.com LLC | 7 | 12 |
| United Bank VA | 7 | 11 |
| Peoples Bank | 7 | 9 |
| Clay County Bank | 6 | 10 |
| 21ST Mortgage | 5 | 32 |
| Pendleton Community Bank | 4 | 4 |
| Pioneer Community Bank | 4 | 4 |
| Fayette County National Bank | 3 | 3 |
| New American Funding, LLC. | 3 | 13 |
| Clear Mountain Bank | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 5 |
| Southwest Stage Funding LLC | 2 | 6 |
| City National Bank of WV | 2 | 6 |
| First Reliance Bank | 2 | 10 |
| Signature Federal Credit Union | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 586 | 31.6% of 465 decided |
| Joint | under 10 | |
| Race Not Available | 54 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 570 | 31.4% of 453 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 74 | 49.1% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 246 | 39.6% of 197 decided |
| Female | 121 | 25.0% of 96 decided |
| Joint | 247 | 27.5% of 193 decided |
| Sex Not Available | 36 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2473 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved