Mortgage lending in Upshur County, West Virginia
Lenders in Upshur County, West Virginia reported 616 mortgage applications for 2025, according to the CFPB.
616 mortgage applications and 245 loans originated in 2025; the denial rate was 41.7% of 460 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Upshur County, WV.
- 616
- Applications
- 245
- Loans originated
- 41.7%
- Denial rate
- 192 denied of 460 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 616 | 245 |
| 2024 | 469 | 193 |
| 2023 | 483 | 198 |
| 2022 | 582 | 268 |
| 2021 | 727 | 411 |
| 2020 | 699 | 398 |
| 2019 | 558 | 303 |
| 2018 | 492 | 251 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 45 | 74 |
| Movement Mortgage, LLC | 23 | 39 |
| First Community Bank | 22 | 56 |
| Huntington National Bank | 20 | 33 |
| Mortgage Research Center | 13 | 28 |
| Peoples Bank | 10 | 22 |
| Wesbanco Bank, Inc. | 10 | 11 |
| loanDepot.com LLC | 6 | 13 |
| Amerisave Mortgage Company | 6 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 71 |
| United Wholesale Mortgage | 5 | 10 |
| Freedom Mortgage Corporation | 5 | 7 |
| Pennymac Loan Services LLC | 5 | 8 |
| Navy Federal Credit Union | 4 | 7 |
| First Reliance Bank | 4 | 7 |
| First Federal Savings and Loan | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 4 |
| First Exchange Bank | 3 | 6 |
| JPMorgan Chase Bank, NA | 3 | 11 |
| Sofi Bank, National Association | 2 | 5 |
| Justice Federal Credit Union | 2 | 5 |
| Tammac Holdings Corporation | 2 | 24 |
| Newrez LLC | 2 | 6 |
| City National Bank of WV | 2 | 2 |
| Clear Mountain Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 548 | 39.2% of 408 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 53 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 518 | 38.6% of 381 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 78 | 55.7% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 246 | 38.5% of 182 decided |
| Female | 116 | 51.2% of 82 decided |
| Joint | 226 | 37.2% of 172 decided |
| Sex Not Available | 28 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2088 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved