Mortgage lending in Gilmer County, West Virginia
Lenders in Gilmer County, West Virginia reported 102 mortgage applications for 2025, according to the CFPB.
102 mortgage applications and 35 loans originated in 2025; the denial rate was 46.7% of 75 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gilmer County, WV.
- 102
- Applications
- 35
- Loans originated
- 46.7%
- Denial rate
- 35 denied of 75 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 102 | 35 |
| 2024 | 99 | 42 |
| 2023 | 99 | 42 |
| 2022 | 120 | 66 |
| 2021 | 113 | 61 |
| 2020 | 101 | 60 |
| 2019 | 81 | 41 |
| 2018 | 65 | 35 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 10 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 25 |
| United Bank VA | 3 | 4 |
| Nationstar Mortgage | 2 | 2 |
| Nations Lending Corporation | 1 | 1 |
| Huntington National Bank | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 3 |
| Gateway First Bank | 1 | 1 |
| Navy Federal Credit Union | 1 | 3 |
| Intercoastal Mortgage, LLC | 1 | 1 |
| Movement Mortgage, LLC | 1 | 1 |
| New American Funding, LLC. | 1 | 3 |
| Shoreham Bank | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 4 |
| Ixonia Bank | 1 | 1 |
| 21ST Mortgage | 1 | 3 |
| PNC Bank N.A. | 1 | 1 |
| Usaa Federal Savings Bank | 1 | 3 |
| Wells Fargo Bank NA | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Figure Lending LLC | 0 | 1 |
| First National Bank of America | 0 | 1 |
| loanDepot.com LLC | 0 | 2 |
| The Federal Savings Bank | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 89 | 43.9% of 66 decided |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 76 | 42.9% of 56 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 39 | no rate: base under 50 |
| Female | 15 | no rate: base under 50 |
| Joint | 38 | no rate: base under 50 |
| Sex Not Available | 10 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved