Mortgage lending in Lincoln County, West Virginia
Lenders in Lincoln County, West Virginia reported 425 mortgage applications for 2025, according to the CFPB.
425 mortgage applications and 152 loans originated in 2025; the denial rate was 44.5% of 330 applications decided. The median loan was about $120,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, WV.
- 425
- Applications
- 152
- Loans originated
- 44.5%
- Denial rate
- 147 denied of 330 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 425 | 152 |
| 2024 | 388 | 149 |
| 2023 | 361 | 149 |
| 2022 | 448 | 202 |
| 2021 | 494 | 239 |
| 2020 | 522 | 223 |
| 2019 | 404 | 205 |
| 2018 | 401 | 189 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City National Bank of WV | 30 | 55 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 98 |
| Rocket Mortgage | 11 | 23 |
| Community Trust Bank, Inc. | 9 | 12 |
| Primelending | 9 | 11 |
| loanDepot.com LLC | 9 | 13 |
| Huntington National Bank | 6 | 10 |
| Logan Bank and Trust | 6 | 10 |
| Putnam County Bank | 4 | 4 |
| Movement Mortgage, LLC | 4 | 8 |
| Guaranteed Rate, Inc. | 4 | 8 |
| Crosscountry Mortgage, LLC | 4 | 4 |
| Gateway First Bank | 3 | 5 |
| The Poca Valley Bank | 3 | 4 |
| New American Funding, LLC. | 3 | 9 |
| Credit Human Federal Credit Un | 3 | 35 |
| Victorian Finance, LLC | 3 | 3 |
| JPMorgan Chase Bank, NA | 3 | 3 |
| Southwest Stage Funding LLC | 2 | 13 |
| Mortgage Research Center | 2 | 5 |
| United Wholesale Mortgage | 2 | 3 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 2 | 2 |
| The State Credit Union | 2 | 2 |
| Amerisave Mortgage Company | 2 | 7 |
| Peoples Bank | 2 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 386 | 43.6% of 298 decided |
| Joint | under 10 | |
| Race Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 358 | 42.5% of 282 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 61 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 149 | 39.5% of 119 decided |
| Female | 90 | 51.4% of 70 decided |
| Joint | 158 | 43.0% of 121 decided |
| Sex Not Available | 28 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2493 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved