Mortgage lending in Preston County, West Virginia
Lenders in Preston County, West Virginia reported 750 mortgage applications for 2025, according to the CFPB.
750 mortgage applications and 404 loans originated in 2025; the denial rate was 25.9% of 579 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morgantown, WV MSA.
- 750
- Applications
- 404
- Loans originated
- 25.9%
- Denial rate
- 150 denied of 579 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 750 | 404 |
| 2024 | 704 | 396 |
| 2023 | 685 | 369 |
| 2022 | 914 | 532 |
| 2021 | 1,288 | 767 |
| 2020 | 1,244 | 772 |
| 2019 | 919 | 574 |
| 2018 | 936 | 524 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Clear Mountain Bank | 70 | 96 |
| Rocket Mortgage | 48 | 62 |
| Wesbanco Bank, Inc. | 39 | 65 |
| Mortgage Research Center | 15 | 27 |
| First Federal Savings and Loan | 15 | 22 |
| Crosscountry Mortgage, LLC | 13 | 21 |
| Huntington National Bank | 11 | 31 |
| United Wholesale Mortgage | 11 | 20 |
| loanDepot.com LLC | 10 | 27 |
| Truist Bank | 10 | 23 |
| Intercoastal Mortgage, LLC | 9 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 34 |
| New American Funding, LLC. | 7 | 18 |
| Freedom Mortgage Corporation | 7 | 12 |
| PNC Bank N.A. | 7 | 10 |
| First United Bank & Trust | 6 | 8 |
| Fairmont Federal Credit Union | 6 | 14 |
| US Bank, N.A. | 6 | 11 |
| Pennymac Loan Services LLC | 5 | 9 |
| WEPCO Federal Credit Union | 3 | 3 |
| myCUmortgage | 3 | 4 |
| Movement Mortgage, LLC | 3 | 3 |
| Newrez LLC | 3 | 8 |
| Equity Prime Mortgage LLC | 3 | 4 |
| Nationstar Mortgage | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 623 | 24.7% of 485 decided |
| Joint | under 10 | |
| Race Not Available | 106 | 31.6% of 79 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 612 | 24.4% of 472 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 118 | 33.3% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 248 | 27.9% of 183 decided |
| Female | 136 | 30.0% of 110 decided |
| Joint | 278 | 21.9% of 219 decided |
| Sex Not Available | 88 | 26.9% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1346 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved