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Mortgage lending in Oregon

Lenders in Oregon reported 147,444 mortgage applications for 2025, according to the CFPB.

147,444 mortgage applications and 89,385 loans originated in 2025. 22,568 of the 117,771 applications decided were denied, 19.2%. From 2025, the CFPB’s Snapshot release.

147,444
Applications
89,385
Loans originated
20.9 per 1,000 residents, over the Census Bureau's 2025 estimate.
19.2%
Denial rate
22,568 denied of 117,771 applications decided.

The largest lenders in Oregon

2 more columns on a wider screen

Lenders in Oregon by loans originated, 2025
RankLenderOriginated
1OnPoint Community Credit Union7,535
2United Wholesale Mortgage4,910
3Rocket Mortgage4,851
4Guild Mortgage Company4,218
5US Bank, N.A.2,465
6Columbia Bank1,939
7CMG Mortgage Inc1,919
8Rogue Credit Union1,751
9Oregon Community Credit Union1,593
10First Technology Federal Credit Union1,545
11Pennymac Loan Services LLC1,517
12Crosscountry Mortgage, LLC1,515
13Nations Direct Mortgage, LLC1,427
14Newrez LLC1,321
15loanDepot.com LLC1,270
16First Community Credit Union1,177
17Fairway Independent Mort Corp1,175
18Selco Community Credit Union1,167
19Mortgage Express1,084
20Guaranteed Rate, Inc.1,065
21Bank of America NA1,044
22Movement Mortgage, LLC906
23Kind Lending, LLC864
24American Pacific Mortgage Corporation860
25Mortgage Research Center838

Counties in Oregon

1 more column on a wider screen

Counties in Oregon by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Multnomah County14,559$345,000
Washington County12,078$375,000
Clackamas County9,751$355,000
Lane County7,822$275,000
Marion County6,795$295,000
Deschutes County6,684$375,000
Jackson County4,731$285,000
Linn County2,864$285,000
Yamhill County2,410$305,000
Douglas County2,137$245,000
Polk County2,021$295,000
Josephine County1,720$265,000
Umatilla County1,610$245,000
Klamath County1,596$215,000
Benton County1,432$305,000
Coos County1,405$245,000
Lincoln County1,309$285,000
Columbia County1,301$285,000
Clatsop County1,004$345,000
Crook County899$315,000
Tillamook County825$305,000
Jefferson County646$275,000
Union County516$215,000
Wasco County489$275,000
Malheur County452$205,000
Curry County441$245,000
Hood River County382$375,000
Baker County344$225,000
Morrow County244$250,000
Wallowa County171$225,000
Harney County120$155,000
Grant County117$215,000
Lake County116$155,000
Gilliam County39under 50 loans
Sherman County32under 50 loans
Wheeler County22under 50 loans

Oregon elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Oregon Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Oregon Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Oregon →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved