First Community Credit Union
First Community Credit Union reported 2,078 mortgage applications for 2025, according to the CFPB.
2,078 mortgage applications and 1,201 loans originated in 2025; the denial rate was 24.5% of 1,603 applications decided. Its RSSD in the 2023 reporter panel is 837484. From 2025, the CFPB’s Snapshot release.
The same RSSD is First Community credit union’s: its credit union page on the banks hub.
- 2,078
- Applications
- 1,201
- Loans originated
- 24.5%
- Denial rate
- 392 denied of 1,603 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | First Community Credit Union | 2,078 |
| 2024 | First Community Credit Union | 1,807 |
| 2023 | First Community Credit Union | 1,204 |
| 2022 | First Community Credit Union | 639 |
| 2021 | First Community Credit Union | 1,356 |
| 2020 | First Community Credit Union | 1,780 |
| 2019 | First Community Credit Union | 1,747 |
| 2018 | First Community Credit Union | 1,322 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | 37 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,851 | 24.3% of 1,458 decided |
| 2 or more minority races | under 10 | |
| Joint | 62 | no rate: base under 50 |
| Race Not Available | 101 | 34.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 119 | 32.3% of 96 decided |
| Not Hispanic or Latino | 1,795 | 23.7% of 1,406 decided |
| Joint | withheld | |
| Ethnicity Not Available | 96 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 472 | 30.9% of 336 decided |
| Female | 394 | 32.8% of 302 decided |
| Joint | 1,155 | 18.7% of 934 decided |
| Sex Not Available | 57 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved