Mortgage lending in Hood River County, Oregon
Lenders in Hood River County, Oregon reported 664 mortgage applications for 2025, according to the CFPB.
664 mortgage applications and 382 loans originated in 2025; the denial rate was 19.9% of 508 applications decided. The median loan was about $375,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hood River County, OR.
- 664
- Applications
- 382
- Loans originated
- 19.9%
- Denial rate
- 101 denied of 508 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 664 | 382 |
| 2024 | 554 | 317 |
| 2023 | 477 | 294 |
| 2022 | 915 | 595 |
| 2021 | 1,852 | 1,282 |
| 2020 | 2,035 | 1,356 |
| 2019 | 1,212 | 783 |
| 2018 | 1,043 | 645 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Consolidated Community Credit | 38 | 56 |
| United Wholesale Mortgage | 33 | 53 |
| Rocket Mortgage | 26 | 32 |
| Directors Mortgage, Inc | 23 | 34 |
| Union Home Mortgage Corp. | 16 | 23 |
| Newrez LLC | 14 | 25 |
| OnPoint Community Credit Union | 13 | 17 |
| Columbia Bank | 12 | 23 |
| Pacific NW Federal Credit Union | 8 | 15 |
| US Bank, N.A. | 8 | 21 |
| Synergy One Lending, Inc. | 7 | 13 |
| Guild Mortgage Company | 7 | 13 |
| CMG Mortgage Inc | 7 | 10 |
| Kind Lending, LLC | 7 | 11 |
| Temple View Capital Funding LP | 7 | 7 |
| Keybank National Association | 7 | 10 |
| Pennymac Loan Services LLC | 7 | 10 |
| loanDepot.com LLC | 6 | 9 |
| Fairway Independent Mort Corp | 6 | 7 |
| Crosscountry Mortgage, LLC | 6 | 14 |
| Rivermark Community Credit Union | 5 | 9 |
| Agwest Farm Credit, Flca | 4 | 5 |
| Nations Direct Mortgage, LLC | 4 | 4 |
| A&d Mortgage LLC | 3 | 4 |
| The Loan Store, Inc | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 14 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 507 | 20.5% of 400 decided |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 119 | 19.0% of 79 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 86 | 25.4% of 71 decided |
| Not Hispanic or Latino | 435 | 18.4% of 336 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 116 | 20.3% of 79 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 171 | 20.3% of 133 decided |
| Female | 136 | 24.8% of 109 decided |
| Joint | 296 | 17.5% of 228 decided |
| Sex Not Available | 61 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 116 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved