Mortgage lending in Coos County, Oregon
Lenders in Coos County, Oregon reported 2,530 mortgage applications for 2025, according to the CFPB.
2,530 mortgage applications and 1,405 loans originated in 2025; the denial rate was 24.1% of 1,957 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Coos County, OR.
- 2,530
- Applications
- 1,405
- Loans originated
- 24.1%
- Denial rate
- 471 denied of 1,957 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,530 | 1,405 |
| 2024 | 2,402 | 1,356 |
| 2023 | 2,153 | 1,189 |
| 2022 | 3,060 | 1,743 |
| 2021 | 4,728 | 2,838 |
| 2020 | 4,409 | 2,652 |
| 2019 | 3,196 | 1,882 |
| 2018 | 2,800 | 1,641 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Community Credit Union | 174 | 278 |
| Guild Mortgage Company | 117 | 170 |
| Rocket Mortgage | 112 | 159 |
| Banner Bank | 92 | 146 |
| Guaranteed Rate, Inc. | 77 | 114 |
| Columbia Bank | 57 | 118 |
| United Wholesale Mortgage | 54 | 91 |
| Directors Mortgage, Inc | 45 | 55 |
| Peak Credit Union | 41 | 79 |
| Rogue Credit Union | 39 | 57 |
| Mortgage Research Center | 34 | 82 |
| US Bank, N.A. | 32 | 67 |
| Crosscountry Mortgage, LLC | 24 | 39 |
| Pennymac Loan Services LLC | 20 | 40 |
| Iserve Residential Lending | 19 | 24 |
| loanDepot.com LLC | 19 | 33 |
| Navy Federal Credit Union | 17 | 30 |
| New American Funding, LLC. | 16 | 39 |
| Kind Lending, LLC | 16 | 30 |
| Nationstar Mortgage | 14 | 23 |
| Newrez LLC | 13 | 37 |
| OnPoint Community Credit Union | 12 | 18 |
| Oregon Community Credit Union | 10 | 12 |
| Canopy Mortgage, LLC | 10 | 16 |
| CMG Mortgage Inc | 9 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 59 | no rate: base under 50 |
| Asian | 29 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,841 | 23.4% of 1,437 decided |
| 2 or more minority races | under 10 | |
| Joint | 85 | 20.6% of 63 decided |
| Race Not Available | 501 | 26.3% of 384 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 75 | 24.6% of 57 decided |
| Not Hispanic or Latino | 1,906 | 23.9% of 1,470 decided |
| Joint | 57 | 20.0% of 50 decided |
| Ethnicity Not Available | 492 | 25.3% of 380 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 704 | 27.2% of 525 decided |
| Female | 602 | 22.7% of 472 decided |
| Joint | 993 | 20.4% of 781 decided |
| Sex Not Available | 231 | 34.6% of 179 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 626 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved