Mortgage lending in Clatsop County, Oregon
Lenders in Clatsop County, Oregon reported 1,729 mortgage applications for 2025, according to the CFPB.
1,729 mortgage applications and 1,004 loans originated in 2025; the denial rate was 22.1% of 1,379 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Clatsop County, OR.
- 1,729
- Applications
- 1,004
- Loans originated
- 22.1%
- Denial rate
- 305 denied of 1,379 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,729 | 1,004 |
| 2024 | 1,552 | 870 |
| 2023 | 1,437 | 849 |
| 2022 | 2,307 | 1,405 |
| 2021 | 4,066 | 2,673 |
| 2020 | 3,990 | 2,495 |
| 2019 | 2,552 | 1,589 |
| 2018 | 2,225 | 1,311 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fibre Federal Credit Union | 79 | 129 |
| Golden Empire Mortgage, Inc. | 68 | 87 |
| US Bank, N.A. | 55 | 118 |
| United Wholesale Mortgage | 54 | 74 |
| Rocket Mortgage | 51 | 80 |
| Fairway Independent Mort Corp | 44 | 55 |
| Wauna Federal Credit Union | 41 | 61 |
| Columbia Bank | 32 | 54 |
| Union Home Mortgage Corp. | 30 | 39 |
| Northpointe Bank | 23 | 33 |
| OnPoint Community Credit Union | 20 | 29 |
| Alameda Mortgage Corporation | 19 | 27 |
| Guild Mortgage Company | 18 | 27 |
| Churchill Mortgage Corporation | 18 | 22 |
| Pennymac Loan Services LLC | 16 | 30 |
| Nations Direct Mortgage, LLC | 14 | 20 |
| The Loan Store, Inc | 10 | 12 |
| Navy Federal Credit Union | 10 | 28 |
| Mortgage Research Center | 10 | 30 |
| CMG Mortgage Inc | 10 | 16 |
| Spring Eq, LLC | 10 | 35 |
| Everett Financial, Inc. | 10 | 17 |
| Figure Lending LLC | 9 | 15 |
| Morgan Stanley Private Bank NA | 8 | 9 |
| Bank of the Pacific | 8 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 34 | no rate: base under 50 |
| Black or African American | withheld | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,366 | 22.4% of 1,103 decided |
| Joint | 41 | no rate: base under 50 |
| Race Not Available | 261 | 23.4% of 201 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 67 | no rate: base under 50 |
| Not Hispanic or Latino | 1,356 | 22.3% of 1,092 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 273 | 22.3% of 211 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 489 | 26.4% of 375 decided |
| Female | 387 | 27.3% of 308 decided |
| Joint | 708 | 16.6% of 585 decided |
| Sex Not Available | 145 | 22.5% of 111 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 165 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved