Mortgage lending in Clackamas County, Oregon
Lenders in Clackamas County, Oregon reported 15,934 mortgage applications for 2025, according to the CFPB.
15,934 mortgage applications and 9,751 loans originated in 2025; the denial rate was 18.9% of 12,863 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Portland-Vancouver-Hillsboro, OR-WA MSA.
- 15,934
- Applications
- 9,751
- Loans originated
- 18.9%
- Denial rate
- 2,425 denied of 12,863 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 15,934 | 9,751 |
| 2024 | 14,124 | 8,370 |
| 2023 | 13,054 | 7,730 |
| 2022 | 22,023 | 13,698 |
| 2021 | 42,800 | 29,609 |
| 2020 | 45,727 | 31,024 |
| 2019 | 28,720 | 18,684 |
| 2018 | 24,329 | 15,052 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| OnPoint Community Credit Union | 1,519 | 2,165 |
| United Wholesale Mortgage | 634 | 786 |
| Rocket Mortgage | 463 | 607 |
| Guild Mortgage Company | 397 | 570 |
| US Bank, N.A. | 303 | 561 |
| Nations Direct Mortgage, LLC | 233 | 273 |
| Embold Federal Credit Union | 228 | 341 |
| Bank of America NA | 224 | 498 |
| CMG Mortgage Inc | 222 | 301 |
| Fairway Independent Mort Corp | 184 | 269 |
| First Technology Federal Credit Union | 177 | 247 |
| Pennymac Loan Services LLC | 169 | 287 |
| Mortgage Express | 146 | 209 |
| Columbia Bank | 139 | 233 |
| Crosscountry Mortgage, LLC | 136 | 187 |
| Newrez LLC | 123 | 277 |
| American Pacific Mortgage Corporation | 123 | 152 |
| Rivermark Community Credit Union | 118 | 246 |
| JPMorgan Chase Bank, NA | 118 | 188 |
| Movement Mortgage, LLC | 109 | 165 |
| Guaranteed Rate, Inc. | 108 | 192 |
| Unitus Community Credit Union | 107 | 204 |
| CLM Mortgage, Inc | 105 | 118 |
| Provident Funding Associates | 93 | 125 |
| Spring Eq, LLC | 93 | 279 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 108 | 30.6% of 85 decided |
| Asian | 859 | 21.4% of 687 decided |
| Black or African American | 249 | 24.6% of 187 decided |
| Native Hawaiian or Other Pacific Islander | 41 | no rate: base under 50 |
| White | 11,268 | 18.1% of 9,195 decided |
| 2 or more minority races | withheld | |
| Joint | 580 | 13.1% of 473 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,807 | 21.3% of 2,182 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 794 | 31.1% of 634 decided |
| Not Hispanic or Latino | 11,898 | 17.9% of 9,690 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,815 | 20.2% of 2,187 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,690 | 22.5% of 3,732 decided |
| Female | 3,108 | 21.7% of 2,511 decided |
| Joint | 6,611 | 14.7% of 5,458 decided |
| Sex Not Available | 1,525 | 20.6% of 1,162 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 142 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved