Mortgage lending in Jefferson County, Oregon
Lenders in Jefferson County, Oregon reported 1,048 mortgage applications for 2025, according to the CFPB.
1,048 mortgage applications and 646 loans originated in 2025; the denial rate was 19.0% of 849 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, OR HUD Metro FMR Area.
- 1,048
- Applications
- 646
- Loans originated
- 19.0%
- Denial rate
- 161 denied of 849 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,048 | 646 |
| 2024 | 880 | 524 |
| 2023 | 874 | 525 |
| 2022 | 1,370 | 811 |
| 2021 | 1,972 | 1,312 |
| 2020 | 1,749 | 1,127 |
| 2019 | 1,286 | 805 |
| 2018 | 1,123 | 690 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mid Oregon Federal Credit Union | 61 | 67 |
| Guild Mortgage Company | 55 | 81 |
| Rocket Mortgage | 37 | 52 |
| Crosscountry Mortgage, LLC | 36 | 48 |
| OnPoint Community Credit Union | 34 | 42 |
| Fairway Independent Mort Corp | 30 | 40 |
| United Wholesale Mortgage | 29 | 45 |
| New American Funding, LLC. | 27 | 41 |
| Selco Community Credit Union | 18 | 32 |
| Columbia Bank | 17 | 22 |
| Movement Mortgage, LLC | 16 | 25 |
| The Loan Store, Inc | 15 | 16 |
| loanDepot.com LLC | 15 | 28 |
| CMG Mortgage Inc | 12 | 16 |
| US Bank, N.A. | 11 | 29 |
| Sunflower Bank, N.A. | 8 | 10 |
| Lennar Mortgage, LLC | 8 | 10 |
| Kind Lending, LLC | 8 | 14 |
| Guaranteed Rate, Inc. | 8 | 13 |
| American Financial Network, Inc. | 7 | 7 |
| Mortgage Research Center | 7 | 17 |
| Nationstar Mortgage | 7 | 10 |
| Pennymac Loan Services LLC | 7 | 12 |
| Mortgage Express | 6 | 8 |
| Newrez LLC | 6 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 20 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 751 | 18.9% of 615 decided |
| Joint | 33 | no rate: base under 50 |
| Race Not Available | 213 | 20.5% of 171 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 75 | 20.9% of 67 decided |
| Not Hispanic or Latino | 732 | 17.5% of 599 decided |
| Joint | withheld | |
| Ethnicity Not Available | 199 | 23.4% of 154 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 365 | 20.8% of 298 decided |
| Female | 175 | 28.6% of 140 decided |
| Joint | 422 | 13.5% of 341 decided |
| Sex Not Available | 86 | 18.6% of 70 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 430 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved