Mortgage lending in Klamath County, Oregon
Lenders in Klamath County, Oregon reported 2,807 mortgage applications for 2025, according to the CFPB.
2,807 mortgage applications and 1,596 loans originated in 2025; the denial rate was 22.8% of 2,185 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Klamath County, OR.
- 2,807
- Applications
- 1,596
- Loans originated
- 22.8%
- Denial rate
- 498 denied of 2,185 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,807 | 1,596 |
| 2024 | 2,348 | 1,347 |
| 2023 | 2,134 | 1,197 |
| 2022 | 3,337 | 1,931 |
| 2021 | 5,196 | 3,282 |
| 2020 | 4,498 | 2,816 |
| 2019 | 3,199 | 1,867 |
| 2018 | 2,992 | 1,700 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 131 | 192 |
| Summit Funding.inc | 130 | 156 |
| Rogue Credit Union | 130 | 202 |
| United Wholesale Mortgage | 72 | 110 |
| Newrez LLC | 68 | 99 |
| First Community Credit Union | 59 | 93 |
| Sierra Pacific Mortgage Co. Inc | 58 | 81 |
| Kind Lending, LLC | 55 | 75 |
| Mortgage Research Center | 51 | 102 |
| Columbia Bank | 43 | 73 |
| Mason-McDuffie Mortgage Corporation | 41 | 71 |
| loanDepot.com LLC | 40 | 66 |
| US Bank, N.A. | 38 | 83 |
| CMG Mortgage Inc | 37 | 52 |
| New American Funding, LLC. | 29 | 65 |
| Guild Mortgage Company | 27 | 34 |
| Freedom Mortgage Corporation | 27 | 58 |
| American Pacific Mortgage Corporation | 26 | 35 |
| Nationstar Mortgage | 22 | 34 |
| Mid Oregon Federal Credit Union | 22 | 24 |
| Navy Federal Credit Union | 17 | 33 |
| Banner Bank | 17 | 24 |
| OnPoint Community Credit Union | 16 | 32 |
| Pennymac Loan Services LLC | 16 | 43 |
| Crosscountry Mortgage, LLC | 15 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 54 | no rate: base under 50 |
| Asian | 35 | no rate: base under 50 |
| Black or African American | 27 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,144 | 21.7% of 1,686 decided |
| 2 or more minority races | under 10 | |
| Joint | 74 | 17.2% of 58 decided |
| Race Not Available | 460 | 28.3% of 346 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 145 | 20.5% of 112 decided |
| Not Hispanic or Latino | 2,111 | 20.8% of 1,661 decided |
| Joint | withheld | |
| Ethnicity Not Available | 444 | 32.1% of 327 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 915 | 25.3% of 688 decided |
| Female | 620 | 23.6% of 496 decided |
| Joint | 1,025 | 17.0% of 820 decided |
| Sex Not Available | 247 | 37.6% of 181 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 920 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved