Mortgage lending in Malheur County, Oregon
Lenders in Malheur County, Oregon reported 843 mortgage applications for 2025, according to the CFPB.
843 mortgage applications and 452 loans originated in 2025; the denial rate was 23.9% of 649 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Malheur County, OR.
- 843
- Applications
- 452
- Loans originated
- 23.9%
- Denial rate
- 155 denied of 649 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 843 | 452 |
| 2024 | 676 | 353 |
| 2023 | 668 | 348 |
| 2022 | 1,022 | 582 |
| 2021 | 1,418 | 856 |
| 2020 | 1,046 | 626 |
| 2019 | 818 | 450 |
| 2018 | 741 | 401 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rogue Credit Union | 84 | 113 |
| Guild Mortgage Company | 45 | 73 |
| First Colony Mortgage Corporat | 37 | 45 |
| Rocket Mortgage | 29 | 48 |
| loanDepot.com LLC | 20 | 25 |
| United Wholesale Mortgage | 14 | 17 |
| US Bank, N.A. | 12 | 34 |
| D. L. Evans Bank | 11 | 22 |
| Idaho Central Credit Union | 11 | 43 |
| Pennymac Loan Services LLC | 11 | 21 |
| Columbia Bank | 9 | 19 |
| Primelending | 8 | 8 |
| Movement Mortgage, LLC | 7 | 9 |
| Newrez LLC | 6 | 13 |
| Waterstone Mortgage Corporation | 6 | 10 |
| Goodleap, LLC | 6 | 11 |
| Mortgage Research Center | 5 | 17 |
| Nationstar Mortgage | 5 | 8 |
| Fairway Independent Mort Corp | 5 | 5 |
| Crosscountry Mortgage, LLC | 5 | 5 |
| Freedom Mortgage Corporation | 4 | 14 |
| Right Start Mortgage, Inc | 4 | 4 |
| Zions Bancorporation, N.A. | 4 | 12 |
| Mountain America Federal Credit Union | 3 | 5 |
| Loan Simple, Inc. | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 631 | 22.6% of 500 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 177 | 25.8% of 124 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 197 | 21.1% of 166 decided |
| Not Hispanic or Latino | 460 | 24.1% of 352 decided |
| Joint | 39 | no rate: base under 50 |
| Ethnicity Not Available | 147 | 27.3% of 99 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 255 | 22.6% of 204 decided |
| Female | 213 | 28.5% of 172 decided |
| Joint | 305 | 18.1% of 232 decided |
| Sex Not Available | 70 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1049 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved