Mortgage lending in Marion County, Oregon
Lenders in Marion County, Oregon reported 11,407 mortgage applications for 2025, according to the CFPB.
11,407 mortgage applications and 6,795 loans originated in 2025; the denial rate was 20.1% of 9,065 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Salem, OR MSA.
- 11,407
- Applications
- 6,795
- Loans originated
- 20.1%
- Denial rate
- 1,818 denied of 9,065 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 11,407 | 6,795 |
| 2024 | 10,214 | 5,919 |
| 2023 | 9,639 | 5,543 |
| 2022 | 15,072 | 9,070 |
| 2021 | 27,076 | 18,064 |
| 2020 | 26,598 | 17,563 |
| 2019 | 18,932 | 11,823 |
| 2018 | 16,180 | 9,824 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Marion & Polk Schools Credit Union | 535 | 757 |
| Rocket Mortgage | 450 | 606 |
| Guild Mortgage Company | 359 | 508 |
| United Wholesale Mortgage | 316 | 448 |
| OnPoint Community Credit Union | 294 | 428 |
| US Bank, N.A. | 184 | 372 |
| Oregon Community Credit Union | 169 | 232 |
| DHI Mortgage Company, LTD. | 157 | 190 |
| Nations Direct Mortgage, LLC | 157 | 206 |
| Columbia Bank | 154 | 244 |
| First Technology Federal Credit Union | 151 | 219 |
| Pennymac Loan Services LLC | 144 | 241 |
| loanDepot.com LLC | 129 | 202 |
| Newrez LLC | 128 | 312 |
| Synergy One Lending, Inc. | 122 | 172 |
| Lennar Mortgage, LLC | 104 | 137 |
| Mortgage Express | 98 | 122 |
| Oregon State Credit Union | 94 | 158 |
| Union Home Mortgage Corp. | 94 | 137 |
| CMG Mortgage Inc | 86 | 126 |
| Crosscountry Mortgage, LLC | 86 | 126 |
| LPMC, LLC Dba Landmark Profess | 79 | 108 |
| Triad Financial Services, Inc. | 79 | 232 |
| Mortgage Research Center | 70 | 182 |
| Fairway Independent Mort Corp | 70 | 97 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 136 | 35.5% of 107 decided |
| Asian | 257 | 27.4% of 197 decided |
| Black or African American | 170 | 26.5% of 132 decided |
| Native Hawaiian or Other Pacific Islander | 51 | no rate: base under 50 |
| White | 8,070 | 19.0% of 6,543 decided |
| 2 or more minority races | withheld | |
| Joint | 349 | 17.4% of 287 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,354 | 21.9% of 1,751 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,860 | 25.1% of 1,477 decided |
| Not Hispanic or Latino | 7,096 | 18.6% of 5,723 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,040 | 21.8% of 1,520 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,371 | 24.3% of 2,642 decided |
| Female | 2,408 | 21.4% of 1,941 decided |
| Joint | 4,567 | 15.8% of 3,712 decided |
| Sex Not Available | 1,061 | 23.0% of 770 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 319 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved