Mortgage lending in Jackson County, Oregon
Lenders in Jackson County, Oregon reported 7,884 mortgage applications for 2025, according to the CFPB.
7,884 mortgage applications and 4,731 loans originated in 2025; the denial rate was 18.7% of 6,177 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Medford, OR MSA.
- 7,884
- Applications
- 4,731
- Loans originated
- 18.7%
- Denial rate
- 1,154 denied of 6,177 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,884 | 4,731 |
| 2024 | 6,832 | 4,118 |
| 2023 | 6,280 | 3,800 |
| 2022 | 10,239 | 6,467 |
| 2021 | 18,688 | 12,477 |
| 2020 | 18,224 | 12,032 |
| 2019 | 12,136 | 7,625 |
| 2018 | 10,415 | 6,367 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rogue Credit Union | 904 | 1,253 |
| Guild Mortgage Company | 339 | 461 |
| United Wholesale Mortgage | 272 | 366 |
| CMG Mortgage Inc | 251 | 341 |
| Rocket Mortgage | 243 | 354 |
| Crosscountry Mortgage, LLC | 167 | 269 |
| Movement Mortgage, LLC | 142 | 207 |
| First Community Credit Union | 104 | 162 |
| Pennymac Loan Services LLC | 100 | 165 |
| US Bank, N.A. | 93 | 194 |
| Columbia Bank | 93 | 158 |
| Nations Lending Corporation | 90 | 108 |
| Evergreen Federal Bank | 89 | 98 |
| Sunflower Bank, N.A. | 82 | 120 |
| Banner Bank | 71 | 141 |
| First Interstate Bank | 65 | 112 |
| Mortgage Research Center | 62 | 153 |
| Willamette Valley Bank | 52 | 79 |
| Newrez LLC | 50 | 123 |
| JPMorgan Chase Bank, NA | 50 | 79 |
| loanDepot.com LLC | 49 | 87 |
| Mortgage Express | 44 | 57 |
| Cornerstone Capital Bank, SSB | 44 | 51 |
| Freedom Mortgage Corporation | 42 | 103 |
| The Loan Store, Inc | 41 | 63 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 113 | 23.3% of 86 decided |
| Asian | 137 | 29.5% of 105 decided |
| Black or African American | 68 | 20.0% of 50 decided |
| Native Hawaiian or Other Pacific Islander | 21 | no rate: base under 50 |
| White | 5,880 | 17.7% of 4,697 decided |
| 2 or more minority races | withheld | |
| Joint | 236 | 16.0% of 187 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,414 | 22.1% of 1,025 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 587 | 20.1% of 468 decided |
| Not Hispanic or Latino | 5,664 | 17.8% of 4,506 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,379 | 22.2% of 995 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,277 | 21.6% of 1,774 decided |
| Female | 1,722 | 22.0% of 1,348 decided |
| Joint | 3,108 | 13.7% of 2,513 decided |
| Sex Not Available | 777 | 23.8% of 542 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 365 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved