Mortgage lending in Columbia County, Oregon
Lenders in Columbia County, Oregon reported 2,123 mortgage applications for 2025, according to the CFPB.
2,123 mortgage applications and 1,301 loans originated in 2025; the denial rate was 19.0% of 1,724 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Portland-Vancouver-Hillsboro, OR-WA MSA.
- 2,123
- Applications
- 1,301
- Loans originated
- 19.0%
- Denial rate
- 328 denied of 1,724 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,123 | 1,301 |
| 2024 | 1,777 | 1,055 |
| 2023 | 1,649 | 970 |
| 2022 | 2,825 | 1,681 |
| 2021 | 5,203 | 3,481 |
| 2020 | 5,358 | 3,523 |
| 2019 | 3,373 | 2,137 |
| 2018 | 3,023 | 1,769 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 142 | 207 |
| OnPoint Community Credit Union | 103 | 148 |
| Rocket Mortgage | 85 | 112 |
| United Wholesale Mortgage | 74 | 92 |
| Nations Direct Mortgage, LLC | 62 | 75 |
| US Bank, N.A. | 52 | 99 |
| Wauna Federal Credit Union | 48 | 63 |
| Fibre Federal Credit Union | 47 | 68 |
| InRoads Federal Credit Union | 38 | 48 |
| Mortgage Research Center | 27 | 46 |
| Fairway Independent Mort Corp | 26 | 33 |
| Pennymac Loan Services LLC | 20 | 32 |
| Newrez LLC | 19 | 40 |
| CMG Mortgage Inc | 16 | 19 |
| First Technology Federal Credit Union | 16 | 27 |
| loanDepot.com LLC | 13 | 26 |
| Crosscountry Mortgage, LLC | 13 | 18 |
| Mortgage Express | 12 | 16 |
| Freedom Mortgage Corporation | 12 | 29 |
| Rivermark Community Credit Union | 11 | 15 |
| American Pacific Mortgage Corporation | 11 | 18 |
| Spring Eq, LLC | 11 | 38 |
| Guaranteed Rate, Inc. | 11 | 16 |
| Columbia Bank | 11 | 22 |
| Figure Lending LLC | 10 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,632 | 18.5% of 1,324 decided |
| 2 or more minority races | under 10 | |
| Joint | 64 | 22.2% of 54 decided |
| Race Not Available | 365 | 21.7% of 295 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 80 | 28.3% of 60 decided |
| Not Hispanic or Latino | 1,603 | 17.4% of 1,302 decided |
| Joint | 62 | 17.0% of 53 decided |
| Ethnicity Not Available | 378 | 24.3% of 309 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 727 | 22.8% of 584 decided |
| Female | 390 | 20.4% of 324 decided |
| Joint | 797 | 14.0% of 649 decided |
| Sex Not Available | 209 | 22.8% of 167 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 364 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved