Mortgage lending in Wasco County, Oregon
Lenders in Wasco County, Oregon reported 895 mortgage applications for 2025, according to the CFPB.
895 mortgage applications and 489 loans originated in 2025; the denial rate was 24.4% of 694 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wasco County, OR.
- 895
- Applications
- 489
- Loans originated
- 24.4%
- Denial rate
- 169 denied of 694 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 895 | 489 |
| 2024 | 755 | 399 |
| 2023 | 714 | 381 |
| 2022 | 1,066 | 624 |
| 2021 | 1,901 | 1,162 |
| 2020 | 1,815 | 1,175 |
| 2019 | 1,223 | 724 |
| 2018 | 1,166 | 674 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 43 | 56 |
| United Wholesale Mortgage | 38 | 61 |
| Crosscountry Mortgage, LLC | 34 | 47 |
| Columbia Bank | 34 | 54 |
| Rivermark Community Credit Union | 26 | 53 |
| Guild Mortgage Company | 21 | 24 |
| Directors Mortgage, Inc | 18 | 30 |
| Synergy One Lending, Inc. | 17 | 22 |
| US Bank, N.A. | 15 | 38 |
| Union Home Mortgage Corp. | 14 | 18 |
| Mortgage Research Center | 10 | 20 |
| Fairway Independent Mort Corp | 10 | 11 |
| loanDepot.com LLC | 9 | 13 |
| OnPoint Community Credit Union | 8 | 16 |
| Pacific NW Federal Credit Union | 6 | 9 |
| Provident Funding Associates | 6 | 7 |
| Newrez LLC | 6 | 16 |
| Plaza Home Mortgage, Inc | 6 | 6 |
| Agwest Farm Credit, Flca | 6 | 11 |
| American Financial Network, Inc. | 5 | 7 |
| CMG Mortgage Inc | 5 | 9 |
| Kind Lending, LLC | 5 | 10 |
| Mutual of Omaha Mortgage | 5 | 6 |
| First Interstate Bank | 5 | 7 |
| Sunflower Bank, N.A. | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 695 | 25.1% of 547 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 154 | 21.1% of 109 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 126 | 24.5% of 102 decided |
| Not Hispanic or Latino | 592 | 25.4% of 469 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 144 | 19.2% of 104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 293 | 29.1% of 234 decided |
| Female | 192 | 28.5% of 151 decided |
| Joint | 346 | 17.5% of 269 decided |
| Sex Not Available | 64 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 432 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved