Mortgage lending in Morrow County, Oregon

Lenders in Morrow County, Oregon reported 419 mortgage applications for 2025, according to the CFPB.

419 mortgage applications and 244 loans originated in 2025; the denial rate was 21.2% of 325 applications decided. The median loan was about $250,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the low-income housing hub: Morrow County, OR.

419
Applications: 244
Loans originated: 21.2%
Denial rate: 69 denied of 325 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Morrow County, Oregon, by year
Year	Applications	Originated	Denied
2025	419	244	69
2024	289	184	61
2023	274	155	53
2022	411	255	53
2021	608	365	83
2020	538	301	84
2019	411	225	75
2018	334	197	65

The largest lenders here

Lenders in Morrow County, Oregon by loans originated, 2025
Lender	Originated	Applications
Bayshore Mortgage Funding	23	33
Guild Mortgage Company	19	26
Banner Bank	18	29
Rocket Mortgage	16	28
American Pacific Mortgage Corporation	15	16
United Wholesale Mortgage	10	24
Fairway Independent Mort Corp	10	10
Columbia Bank	10	14
Sierra Pacific Mortgage Co. Inc	8	9
Mortgage Express	8	8
Gesa Credit Union	7	11
Newrez LLC	7	11
Pennymac Loan Services LLC	7	13
1st Security Bank of Washington	4	5
Bank of Eastern Oregon	4	4
US Bank, N.A.	4	11
HomeBridge Financial Services, Inc	3	3
Hapo Communtiy Credit Union	3	6
Mortgage Research Center	3	10
CMG Mortgage Inc	3	5
Nationstar Mortgage	3	3
Synergy One Lending, Inc.	2	4
Paramount Residential Mortgage	2	2
loanDepot.com LLC	2	3
Movement Mortgage, LLC	2	2

Applications by race, ethnicity and sex, 2025

By race, Morrow County, Oregon: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	319	20.9% of 254 decided
Joint	under 10
Race Not Available	88	22.6% of 62 decided

By ethnicity, Morrow County, Oregon: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	110	27.9% of 86 decided
Not Hispanic or Latino	241	17.4% of 190 decided
Joint	under 10
Ethnicity Not Available	withheld

By sex, Morrow County, Oregon: applications and denial rate
Category	Applications	Denial rate
Male	155	21.1% of 114 decided
Female	74	31.7% of 60 decided
Joint	156	14.8% of 128 decided
Sex Not Available	34	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 590 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026