Mortgage lending in Lane County, Oregon
Lenders in Lane County, Oregon reported 12,813 mortgage applications for 2025, according to the CFPB.
12,813 mortgage applications and 7,822 loans originated in 2025; the denial rate was 19.4% of 10,407 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Eugene-Springfield, OR MSA.
- 12,813
- Applications
- 7,822
- Loans originated
- 19.4%
- Denial rate
- 2,017 denied of 10,407 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 12,813 | 7,822 |
| 2024 | 10,994 | 6,670 |
| 2023 | 10,881 | 6,438 |
| 2022 | 16,862 | 10,562 |
| 2021 | 30,406 | 20,705 |
| 2020 | 30,423 | 20,617 |
| 2019 | 19,905 | 12,709 |
| 2018 | 17,128 | 10,714 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Oregon Community Credit Union | 969 | 1,325 |
| Selco Community Credit Union | 589 | 983 |
| United Wholesale Mortgage | 482 | 623 |
| Summit Funding.inc | 418 | 536 |
| Rocket Mortgage | 401 | 540 |
| CMG Mortgage Inc | 312 | 408 |
| Guild Mortgage Company | 248 | 380 |
| OnPoint Community Credit Union | 225 | 328 |
| Columbia Bank | 194 | 316 |
| loanDepot.com LLC | 192 | 279 |
| Peak Credit Union | 187 | 322 |
| Directors Mortgage, Inc | 181 | 248 |
| US Bank, N.A. | 166 | 347 |
| Banner Bank | 134 | 238 |
| American Pacific Mortgage Corporation | 122 | 165 |
| Crosscountry Mortgage, LLC | 121 | 170 |
| Kind Lending, LLC | 112 | 146 |
| Newrez LLC | 93 | 204 |
| DHI Mortgage Company, LTD. | 86 | 105 |
| Freedom Mortgage Corporation | 86 | 189 |
| Pennymac Loan Services LLC | 86 | 173 |
| First Community Credit Union | 73 | 122 |
| Figure Lending LLC | 69 | 144 |
| Mortgage Research Center | 67 | 142 |
| The Loan Store, Inc | 61 | 75 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 134 | 34.5% of 113 decided |
| Asian | 244 | 17.2% of 186 decided |
| Black or African American | 99 | 21.7% of 69 decided |
| Native Hawaiian or Other Pacific Islander | 35 | no rate: base under 50 |
| White | 9,688 | 18.9% of 7,990 decided |
| 2 or more minority races | withheld | |
| Joint | 424 | 16.1% of 348 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,172 | 21.6% of 1,660 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 665 | 25.3% of 554 decided |
| Not Hispanic or Latino | 9,593 | 18.6% of 7,861 decided |
| Joint | 351 | 23.1% of 299 decided |
| Ethnicity Not Available | 2,204 | 20.7% of 1,693 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,684 | 23.8% of 2,931 decided |
| Female | 2,903 | 20.9% of 2,392 decided |
| Joint | 5,055 | 15.0% of 4,205 decided |
| Sex Not Available | 1,171 | 21.8% of 879 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 431 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved