Mortgage lending in Douglas County, Oregon
Lenders in Douglas County, Oregon reported 3,884 mortgage applications for 2025, according to the CFPB.
3,884 mortgage applications and 2,137 loans originated in 2025; the denial rate was 24.5% of 3,019 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Douglas County, OR.
- 3,884
- Applications
- 2,137
- Loans originated
- 24.5%
- Denial rate
- 741 denied of 3,019 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,884 | 2,137 |
| 2024 | 3,511 | 1,973 |
| 2023 | 3,131 | 1,704 |
| 2022 | 4,458 | 2,586 |
| 2021 | 7,652 | 4,721 |
| 2020 | 6,801 | 4,305 |
| 2019 | 5,024 | 3,039 |
| 2018 | 4,404 | 2,609 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 150 | 213 |
| Rogue Credit Union | 146 | 234 |
| Rocket Mortgage | 145 | 212 |
| Goprime Mortgage, Inc. | 123 | 163 |
| Columbia Bank | 121 | 210 |
| First Community Credit Union | 98 | 150 |
| Peak Credit Union | 94 | 177 |
| Newrez LLC | 72 | 147 |
| Kind Lending, LLC | 62 | 89 |
| Mortgage Research Center | 50 | 101 |
| Guild Mortgage Company | 49 | 68 |
| Banner Bank | 45 | 86 |
| Pennymac Loan Services LLC | 40 | 74 |
| US Bank, N.A. | 38 | 81 |
| Summit Funding.inc | 36 | 45 |
| Oregon Community Credit Union | 36 | 55 |
| loanDepot.com LLC | 33 | 57 |
| CMG Mortgage Inc | 32 | 48 |
| Freedom Mortgage Corporation | 32 | 87 |
| Directors Mortgage, Inc | 26 | 43 |
| American Pacific Mortgage Corporation | 22 | 43 |
| Freedom Northwest Credit Union | 20 | 20 |
| Nationstar Mortgage | 20 | 25 |
| Crosscountry Mortgage, LLC | 19 | 35 |
| Navy Federal Credit Union | 18 | 37 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 36 | no rate: base under 50 |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 14 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,947 | 22.9% of 2,308 decided |
| 2 or more minority races | under 10 | |
| Joint | 95 | 28.6% of 77 decided |
| Race Not Available | 748 | 30.4% of 552 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 134 | 26.2% of 107 decided |
| Not Hispanic or Latino | 2,867 | 23.3% of 2,264 decided |
| Joint | withheld | |
| Ethnicity Not Available | 786 | 29.5% of 570 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,213 | 24.7% of 927 decided |
| Female | 806 | 28.0% of 649 decided |
| Joint | 1,402 | 20.0% of 1,108 decided |
| Sex Not Available | 463 | 32.5% of 335 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 628 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved