Mortgage lending in Benton County, Oregon
Lenders in Benton County, Oregon reported 2,225 mortgage applications for 2025, according to the CFPB.
2,225 mortgage applications and 1,432 loans originated in 2025; the denial rate was 14.0% of 1,815 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Corvallis, OR MSA.
- 2,225
- Applications
- 1,432
- Loans originated
- 14.0%
- Denial rate
- 255 denied of 1,815 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,225 | 1,432 |
| 2024 | 2,002 | 1,290 |
| 2023 | 1,793 | 1,113 |
| 2022 | 3,028 | 1,972 |
| 2021 | 5,691 | 4,022 |
| 2020 | 5,628 | 3,921 |
| 2019 | 3,304 | 2,198 |
| 2018 | 2,941 | 1,819 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Oregon State Credit Union | 245 | 336 |
| Rocket Mortgage | 76 | 87 |
| Columbia Bank | 76 | 115 |
| Mortgage Express | 61 | 76 |
| Movement Mortgage, LLC | 55 | 75 |
| United Wholesale Mortgage | 49 | 73 |
| Guild Mortgage Company | 48 | 63 |
| US Bank, N.A. | 43 | 66 |
| First Technology Federal Credit Union | 36 | 48 |
| OnPoint Community Credit Union | 35 | 56 |
| Oregon Community Credit Union | 33 | 42 |
| Directors Mortgage, Inc | 32 | 41 |
| Union Home Mortgage Corp. | 30 | 46 |
| Newrez LLC | 23 | 51 |
| Crosscountry Mortgage, LLC | 21 | 28 |
| Bank of America NA | 21 | 36 |
| Pennymac Loan Services LLC | 20 | 33 |
| Kind Lending, LLC | 19 | 19 |
| Synergy One Lending, Inc. | 18 | 22 |
| JPMorgan Chase Bank, NA | 16 | 23 |
| Provident Funding Associates | 15 | 19 |
| Keybank National Association | 13 | 21 |
| Go Mortgage, LLC | 12 | 16 |
| Selco Community Credit Union | 12 | 21 |
| loanDepot.com LLC | 12 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | 70 | 22.6% of 62 decided |
| Black or African American | 12 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,599 | 12.8% of 1,307 decided |
| 2 or more minority races | under 10 | |
| Joint | 84 | 14.5% of 69 decided |
| Race Not Available | 444 | 16.2% of 352 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 70 | 15.5% of 58 decided |
| Not Hispanic or Latino | 1,641 | 13.8% of 1,351 decided |
| Joint | withheld | |
| Ethnicity Not Available | 462 | 15.3% of 360 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 599 | 18.2% of 468 decided |
| Female | 421 | 16.7% of 347 decided |
| Joint | 944 | 9.4% of 795 decided |
| Sex Not Available | 261 | 18.1% of 205 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 273 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved