Mortgage lending in Yamhill County, Oregon
Lenders in Yamhill County, Oregon reported 3,968 mortgage applications for 2025, according to the CFPB.
3,968 mortgage applications and 2,410 loans originated in 2025; the denial rate was 20.5% of 3,262 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Portland-Vancouver-Hillsboro, OR-WA MSA.
- 3,968
- Applications
- 2,410
- Loans originated
- 20.5%
- Denial rate
- 668 denied of 3,262 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,968 | 2,410 |
| 2024 | 3,482 | 2,119 |
| 2023 | 3,455 | 2,000 |
| 2022 | 5,411 | 3,230 |
| 2021 | 9,453 | 6,339 |
| 2020 | 9,741 | 6,507 |
| 2019 | 6,745 | 4,170 |
| 2018 | 5,547 | 3,332 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| OnPoint Community Credit Union | 334 | 457 |
| Rocket Mortgage | 147 | 197 |
| United Wholesale Mortgage | 115 | 162 |
| Guild Mortgage Company | 110 | 148 |
| Mortgage Express | 72 | 94 |
| First Community Credit Union | 72 | 112 |
| Pennymac Loan Services LLC | 64 | 99 |
| Go Mortgage, LLC | 54 | 66 |
| US Bank, N.A. | 54 | 131 |
| First Federal | 46 | 87 |
| First Technology Federal Credit Union | 46 | 68 |
| Nations Direct Mortgage, LLC | 41 | 48 |
| Newrez LLC | 37 | 92 |
| Movement Mortgage, LLC | 35 | 53 |
| CLM Mortgage, Inc | 34 | 35 |
| Columbia Bank | 33 | 65 |
| Union Home Mortgage Corp. | 32 | 34 |
| Guaranteed Rate, Inc. | 32 | 42 |
| Mortgage Research Center | 30 | 55 |
| Crosscountry Mortgage, LLC | 28 | 43 |
| Triad Financial Services, Inc. | 27 | 79 |
| Oregon State Credit Union | 25 | 42 |
| Nationstar Mortgage | 25 | 34 |
| CMG Mortgage Inc | 24 | 36 |
| Freedom Mortgage Corporation | 24 | 59 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 45 | no rate: base under 50 |
| Asian | 62 | no rate: base under 50 |
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,022 | 19.6% of 2,492 decided |
| 2 or more minority races | under 10 | |
| Joint | 143 | 12.1% of 116 decided |
| Race Not Available | 675 | 23.3% of 549 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 314 | 26.2% of 263 decided |
| Not Hispanic or Latino | 2,881 | 19.5% of 2,367 decided |
| Joint | 132 | 12.5% of 112 decided |
| Ethnicity Not Available | 641 | 23.8% of 520 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,132 | 22.4% of 916 decided |
| Female | 720 | 25.5% of 596 decided |
| Joint | 1,759 | 16.1% of 1,466 decided |
| Sex Not Available | 357 | 26.4% of 284 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 275 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved