Mortgage lending in Wallowa County, Oregon

Lenders in Wallowa County, Oregon reported 284 mortgage applications for 2025, according to the CFPB.

284 mortgage applications and 171 loans originated in 2025; the denial rate was 22.6% of 234 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Wallowa County, OR.

284
Applications: 171
Loans originated: 22.6%
Denial rate: 53 denied of 234 applications decided.

Every year

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Mortgage applications and loans originated in Wallowa County, Oregon, by year
Year	Applications	Originated	Denied
2025	284	171	53
2024	244	126	55
2023	200	107	39
2022	355	201	60
2021	655	391	103
2020	465	281	62
2019	351	216	58
2018	306	175	58

The largest lenders here

Lenders in Wallowa County, Oregon by loans originated, 2025
Lender	Originated	Applications
Columbia Bank	35	42
Spokane Teachers Credit Union	15	27
Rocket Mortgage	10	16
Fairway Independent Mort Corp	8	10
Crosscountry Mortgage, LLC	7	10
Sierra Pacific Mortgage Co. Inc	6	8
United Wholesale Mortgage	6	9
OnPoint Community Credit Union	5	6
Bank of Eastern Oregon	4	5
Nationstar Mortgage	4	5
Paramount Residential Mortgage	3	3
CMG Mortgage Inc	3	3
First Community Credit Union	3	3
Synergy One Lending, Inc.	2	2
Figure Lending LLC	2	4
Navy Federal Credit Union	2	3
loanDepot.com LLC	2	6
Guild Mortgage Company	2	3
Mortgage Research Center	2	2
American Pacific Mortgage Corporation	2	2
Boeing Employees' Credit Union	2	3
Mutual of Omaha Mortgage	2	4
First Technology Federal Credit Union	2	3
New Day Financial, LLC.	2	2
US Bank, N.A.	2	6

Applications by race, ethnicity and sex, 2025

By race, Wallowa County, Oregon: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	238	20.7% of 198 decided
Joint	under 10
Race Not Available	39	no rate: base under 50

By ethnicity, Wallowa County, Oregon: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	232	20.1% of 194 decided
Joint	under 10
Ethnicity Not Available	45	no rate: base under 50

By sex, Wallowa County, Oregon: applications and denial rate
Category	Applications	Denial rate
Male	73	19.7% of 66 decided
Female	69	22.6% of 53 decided
Joint	117	23.5% of 98 decided
Sex Not Available	25	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 798 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026