Mortgage lending in Linn County, Oregon
Lenders in Linn County, Oregon reported 4,830 mortgage applications for 2025, according to the CFPB.
4,830 mortgage applications and 2,864 loans originated in 2025; the denial rate was 18.9% of 3,828 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Albany, OR MSA.
- 4,830
- Applications
- 2,864
- Loans originated
- 18.9%
- Denial rate
- 722 denied of 3,828 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,830 | 2,864 |
| 2024 | 4,240 | 2,470 |
| 2023 | 3,946 | 2,309 |
| 2022 | 6,310 | 3,835 |
| 2021 | 10,932 | 7,336 |
| 2020 | 10,373 | 6,881 |
| 2019 | 7,667 | 4,814 |
| 2018 | 6,503 | 4,054 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 204 | 284 |
| Oregon State Credit Union | 161 | 236 |
| United Wholesale Mortgage | 154 | 202 |
| Guild Mortgage Company | 128 | 182 |
| Movement Mortgage, LLC | 113 | 176 |
| loanDepot.com LLC | 98 | 138 |
| Columbia Bank | 89 | 148 |
| Summit Funding.inc | 86 | 104 |
| US Bank, N.A. | 76 | 121 |
| Lennar Mortgage, LLC | 75 | 100 |
| Newrez LLC | 70 | 135 |
| Oregon Community Credit Union | 55 | 73 |
| Das Acquisition Company, LLC | 52 | 59 |
| OnPoint Community Credit Union | 50 | 87 |
| Pennymac Loan Services LLC | 49 | 99 |
| Selco Community Credit Union | 45 | 81 |
| Keybank National Association | 45 | 79 |
| Freedom Mortgage Corporation | 43 | 104 |
| Synergy One Lending, Inc. | 42 | 60 |
| Union Home Mortgage Corp. | 41 | 58 |
| Nations Direct Mortgage, LLC | 40 | 49 |
| Mortgage Research Center | 36 | 82 |
| Triad Financial Services, Inc. | 34 | 100 |
| Peak Credit Union | 31 | 52 |
| Crosscountry Mortgage, LLC | 30 | 59 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 53 | no rate: base under 50 |
| Asian | 58 | 21.1% of 52 decided |
| Black or African American | 37 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 3,634 | 18.1% of 2,939 decided |
| 2 or more minority races | under 10 | |
| Joint | 161 | 17.7% of 130 decided |
| Race Not Available | 862 | 21.5% of 623 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 265 | 19.8% of 207 decided |
| Not Hispanic or Latino | 3,571 | 18.1% of 2,878 decided |
| Joint | 125 | 14.6% of 103 decided |
| Ethnicity Not Available | 869 | 22.5% of 640 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,552 | 22.4% of 1,224 decided |
| Female | 954 | 20.3% of 763 decided |
| Joint | 1,888 | 14.1% of 1,546 decided |
| Sex Not Available | 436 | 25.4% of 295 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 367 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved