Mortgage lending in Washington County, Oregon
Lenders in Washington County, Oregon reported 19,100 mortgage applications for 2025, according to the CFPB.
19,100 mortgage applications and 12,078 loans originated in 2025; the denial rate was 16.4% of 15,348 applications decided. The median loan was about $375,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Portland-Vancouver-Hillsboro, OR-WA MSA.
- 19,100
- Applications
- 12,078
- Loans originated
- 16.4%
- Denial rate
- 2,524 denied of 15,348 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 19,100 | 12,078 |
| 2024 | 17,690 | 11,094 |
| 2023 | 16,087 | 10,019 |
| 2022 | 26,597 | 16,935 |
| 2021 | 53,095 | 37,240 |
| 2020 | 59,325 | 40,374 |
| 2019 | 34,779 | 22,947 |
| 2018 | 28,850 | 18,337 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| OnPoint Community Credit Union | 1,578 | 2,194 |
| United Wholesale Mortgage | 673 | 878 |
| First Technology Federal Credit Union | 660 | 945 |
| Rocket Mortgage | 575 | 769 |
| Guild Mortgage Company | 475 | 660 |
| US Bank, N.A. | 401 | 722 |
| Lennar Mortgage, LLC | 370 | 453 |
| CMG Mortgage Inc | 250 | 323 |
| Bank of America NA | 250 | 536 |
| Nations Direct Mortgage, LLC | 235 | 284 |
| Mortgage Express | 234 | 321 |
| Pennymac Loan Services LLC | 225 | 367 |
| Crosscountry Mortgage, LLC | 156 | 231 |
| Newrez LLC | 154 | 333 |
| Provident Funding Associates | 151 | 199 |
| JPMorgan Chase Bank, NA | 140 | 254 |
| Rivermark Community Credit Union | 135 | 248 |
| Fairway Independent Mort Corp | 129 | 190 |
| Taylor Morrison Home Funding, Inc. | 128 | 151 |
| Union Home Mortgage Corp. | 127 | 175 |
| Unitus Community Credit Union | 123 | 225 |
| Paramount Residential Mortgage | 115 | 165 |
| First Community Credit Union | 109 | 150 |
| Columbia Bank | 106 | 176 |
| CLM Mortgage, Inc | 105 | 116 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 134 | 27.9% of 111 decided |
| Asian | 2,334 | 15.9% of 1,858 decided |
| Black or African American | 479 | 22.4% of 361 decided |
| Native Hawaiian or Other Pacific Islander | 75 | 33.9% of 56 decided |
| White | 11,491 | 16.2% of 9,418 decided |
| 2 or more minority races | withheld | |
| Joint | 801 | 10.3% of 681 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,718 | 17.2% of 2,804 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,792 | 24.4% of 1,452 decided |
| Not Hispanic or Latino | 13,163 | 15.6% of 10,734 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,473 | 17.0% of 2,619 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,792 | 19.7% of 4,612 decided |
| Female | 3,946 | 19.8% of 3,197 decided |
| Joint | 7,498 | 12.3% of 6,167 decided |
| Sex Not Available | 1,864 | 16.6% of 1,372 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 117 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved