Mortgage lending in Multnomah County, Oregon
Lenders in Multnomah County, Oregon reported 23,674 mortgage applications for 2025, according to the CFPB.
23,674 mortgage applications and 14,559 loans originated in 2025; the denial rate was 18.0% of 18,815 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Portland-Vancouver-Hillsboro, OR-WA MSA.
- 23,674
- Applications
- 14,559
- Loans originated
- 18.0%
- Denial rate
- 3,386 denied of 18,815 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 23,674 | 14,559 |
| 2024 | 20,879 | 12,754 |
| 2023 | 19,816 | 12,253 |
| 2022 | 33,807 | 21,598 |
| 2021 | 65,710 | 45,570 |
| 2020 | 68,983 | 47,027 |
| 2019 | 41,898 | 27,373 |
| 2018 | 36,937 | 23,358 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| OnPoint Community Credit Union | 2,559 | 3,627 |
| United Wholesale Mortgage | 898 | 1,176 |
| Guild Mortgage Company | 724 | 1,032 |
| Rocket Mortgage | 603 | 843 |
| US Bank, N.A. | 394 | 799 |
| Guaranteed Rate, Inc. | 386 | 589 |
| Nations Direct Mortgage, LLC | 368 | 437 |
| Rivermark Community Credit Union | 301 | 593 |
| Crosscountry Mortgage, LLC | 267 | 424 |
| CMG Mortgage Inc | 260 | 398 |
| First Technology Federal Credit Union | 244 | 353 |
| Bank of America NA | 242 | 542 |
| Fairway Independent Mort Corp | 228 | 334 |
| Pennymac Loan Services LLC | 211 | 380 |
| Mortgage Express | 205 | 300 |
| JPMorgan Chase Bank, NA | 197 | 313 |
| Paramount Residential Mortgage | 169 | 205 |
| Columbia Bank | 166 | 289 |
| American Pacific Mortgage Corporation | 158 | 201 |
| Newrez LLC | 156 | 378 |
| Unitus Community Credit Union | 145 | 346 |
| Provident Funding Associates | 140 | 187 |
| Consolidated Community Credit | 137 | 191 |
| Union Home Mortgage Corp. | 123 | 158 |
| The Loan Store, Inc | 116 | 170 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 209 | 29.1% of 172 decided |
| Asian | 1,636 | 22.1% of 1,277 decided |
| Black or African American | 954 | 27.5% of 742 decided |
| Native Hawaiian or Other Pacific Islander | 80 | 32.8% of 64 decided |
| White | 15,170 | 16.1% of 12,301 decided |
| 2 or more minority races | withheld | |
| Joint | 996 | 13.8% of 797 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,550 | 20.9% of 3,402 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,704 | 25.0% of 1,382 decided |
| Not Hispanic or Latino | 17,187 | 17.0% of 13,807 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,098 | 20.6% of 3,063 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,022 | 22.0% of 5,527 decided |
| Female | 6,142 | 19.8% of 4,907 decided |
| Joint | 7,950 | 12.5% of 6,467 decided |
| Sex Not Available | 2,560 | 20.5% of 1,914 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 166 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved