Mortgage lending in Umatilla County, Oregon
Lenders in Umatilla County, Oregon reported 2,678 mortgage applications for 2025, according to the CFPB.
2,678 mortgage applications and 1,610 loans originated in 2025; the denial rate was 20.9% of 2,147 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Umatilla County, OR.
- 2,678
- Applications
- 1,610
- Loans originated
- 20.9%
- Denial rate
- 449 denied of 2,147 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,678 | 1,610 |
| 2024 | 2,302 | 1,356 |
| 2023 | 2,078 | 1,204 |
| 2022 | 2,893 | 1,705 |
| 2021 | 4,525 | 2,828 |
| 2020 | 3,886 | 2,522 |
| 2019 | 2,964 | 1,802 |
| 2018 | 2,677 | 1,587 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 210 | 284 |
| American Pacific Mortgage Corporation | 140 | 161 |
| First Community Credit Union | 125 | 192 |
| Rocket Mortgage | 100 | 141 |
| Banner Bank | 63 | 107 |
| Bayshore Mortgage Funding | 61 | 87 |
| Columbia Bank | 55 | 82 |
| United Wholesale Mortgage | 49 | 90 |
| Mortgage Express | 48 | 64 |
| US Bank, N.A. | 39 | 80 |
| Synergy One Lending, Inc. | 37 | 43 |
| Gesa Credit Union | 33 | 49 |
| Mortgage Research Center | 32 | 64 |
| Premier Mortgage Resources, LLC | 31 | 46 |
| LPMC, LLC Dba Landmark Profess | 26 | 28 |
| Pennymac Loan Services LLC | 26 | 53 |
| Mutual of Omaha Mortgage | 25 | 32 |
| Freedom Mortgage Corporation | 24 | 56 |
| loanDepot.com LLC | 23 | 32 |
| Newrez LLC | 23 | 49 |
| 1st Security Bank of Washington | 18 | 19 |
| Hapo Communtiy Credit Union | 15 | 34 |
| CMG Mortgage Inc | 14 | 27 |
| Nationstar Mortgage | 13 | 21 |
| HomeStreet Bank | 11 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 43 | no rate: base under 50 |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,024 | 19.3% of 1,630 decided |
| 2 or more minority races | under 10 | |
| Joint | 61 | no rate: base under 50 |
| Race Not Available | 507 | 26.4% of 405 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 530 | 21.4% of 448 decided |
| Not Hispanic or Latino | 1,641 | 19.5% of 1,296 decided |
| Joint | 96 | 22.8% of 79 decided |
| Ethnicity Not Available | 411 | 25.3% of 324 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 941 | 19.4% of 757 decided |
| Female | 539 | 27.3% of 428 decided |
| Joint | 986 | 17.2% of 795 decided |
| Sex Not Available | 212 | 28.7% of 167 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 629 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved