Mortgage lending in Union County, Oregon
Lenders in Union County, Oregon reported 886 mortgage applications for 2025, according to the CFPB.
886 mortgage applications and 516 loans originated in 2025; the denial rate was 22.7% of 696 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, OR.
- 886
- Applications
- 516
- Loans originated
- 22.7%
- Denial rate
- 158 denied of 696 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 886 | 516 |
| 2024 | 630 | 354 |
| 2023 | 633 | 399 |
| 2022 | 991 | 654 |
| 2021 | 1,609 | 1,052 |
| 2020 | 1,451 | 914 |
| 2019 | 1,006 | 632 |
| 2018 | 929 | 555 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 73 | 96 |
| Synergy One Lending, Inc. | 68 | 85 |
| Rocket Mortgage | 35 | 54 |
| Banner Bank | 30 | 56 |
| Columbia Bank | 28 | 40 |
| US Bank, N.A. | 27 | 55 |
| United Wholesale Mortgage | 25 | 39 |
| Horizon Credit Union | 18 | 25 |
| Guild Mortgage Company | 12 | 17 |
| Pennymac Loan Services LLC | 12 | 20 |
| loanDepot.com LLC | 8 | 9 |
| Wells Fargo Bank NA | 8 | 9 |
| Nationstar Mortgage | 7 | 9 |
| Nations Direct Mortgage, LLC | 7 | 8 |
| Mortgage Research Center | 6 | 16 |
| American Pacific Mortgage Corporation | 6 | 7 |
| Newrez LLC | 5 | 18 |
| CMG Mortgage Inc | 5 | 5 |
| Figure Lending LLC | 4 | 12 |
| Mutual of Omaha Mortgage | 4 | 8 |
| Amerisave Mortgage Company | 4 | 14 |
| Goodleap, LLC | 4 | 7 |
| Alameda Mortgage Corporation | 3 | 5 |
| Navy Federal Credit Union | 3 | 5 |
| Churchill Mortgage Corporation | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 708 | 20.7% of 561 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 142 | 32.1% of 106 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 691 | 20.2% of 549 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 148 | 30.9% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 284 | 22.9% of 231 decided |
| Female | 171 | 25.9% of 135 decided |
| Joint | 348 | 19.3% of 270 decided |
| Sex Not Available | 83 | 30.0% of 60 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 921 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved