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Mortgage lending in Montana

Lenders in Montana reported 37,108 mortgage applications for 2025, according to the CFPB.

37,108 mortgage applications and 23,001 loans originated in 2025. 5,498 of the 29,404 applications decided were denied, 18.7%. From 2025, the CFPB’s Snapshot release.

37,108
Applications
23,001
Loans originated
20.1 per 1,000 residents, over the Census Bureau's 2025 estimate.
18.7%
Denial rate
5,498 denied of 29,404 applications decided.

The largest lenders in Montana

2 more columns on a wider screen

Lenders in Montana by loans originated, 2025
RankLenderOriginated
1Stockman Bank of Montana2,183
2Glacier Bank1,904
3Rocket Mortgage1,465
4United Wholesale Mortgage1,414
5Opportunity Bank of Montana1,139
6Evergreen Moneysource Mortgage Company816
7Crosscountry Mortgage, LLC640
8First Interstate Bank610
9Guild Mortgage Company547
10US Bank, N.A.538
11Guaranteed Rate, Inc.462
12Mortgage Research Center439
13Pennymac Loan Services LLC364
14Altana Federal Credit Union356
15Freedom Mortgage Corporation331
16Kind Lending, LLC319
17Valley Financial Credit Union264
18Lower, LLC221
19Cornerstone Capital Bank, SSB218
20Nationstar Mortgage217
21loanDepot.com LLC215
22Yellowstone Bank208
23Fairway Independent Mort Corp207
24Newrez LLC197
25TrailWest Bank196

Counties in Montana

1 more column on a wider screen

Counties in Montana by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Yellowstone County4,235$255,000
Gallatin County2,618$425,000
Flathead County2,585$395,000
Missoula County2,243$325,000
Cascade County1,989$245,000
Lewis and Clark County1,789$305,000
Ravalli County872$345,000
Silver Bow County808$215,000
Lake County509$315,000
Lincoln County452$255,000
Park County370$335,000
Madison County333$415,000
Jefferson County332$275,000
Carbon County303$275,000
Broadwater County264$360,000
Stillwater County254$255,000
Hill County240$185,000
Custer County218$170,000
Deer Lodge County211$195,000
Sanders County205$265,000
Fergus County189$205,000
Beaverhead County168$255,000
Richland County166$225,000
Teton County131$215,000
Mineral County128$305,000
Dawson County116$150,000
Valley County95$175,000
Musselshell County93$195,000
Powell County90$230,000
Pondera County84$165,000
Granite County80$265,000
Glacier County78$115,000
Big Horn County70$165,000
Rosebud County64$205,000
Toole County60$140,000
Roosevelt County59$125,000
Chouteau County58$170,000
Sweet Grass County52$245,000
Phillips County48under 50 loans
Sheridan County43under 50 loans
Judith Basin County32under 50 loans
Blaine County31under 50 loans
Meagher County29under 50 loans
Liberty County24under 50 loans
Fallon County23under 50 loans
Wheatland County21under 50 loans
McCone County17under 50 loans
Daniels County16under 50 loans
Powder River County14under 50 loans
Golden Valley County13under 50 loans
Prairie County13under 50 loans
Wibaux County10under 50 loans
Garfield County8under 50 loans
Carter County6under 50 loans
Treasure County6under 50 loans
Petroleum County3under 50 loans

Montana elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Cities by violent crime rate in Montana Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • County health County health

    CDC’s model-based estimates of adult health, risk behaviors and prevention for every county in the state, each with its 95% interval.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Montana Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Montana →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved