Mortgage lending in Gallatin County, Montana
Lenders in Gallatin County, Montana reported 4,140 mortgage applications for 2025, according to the CFPB.
4,140 mortgage applications and 2,618 loans originated in 2025; the denial rate was 16.9% of 3,269 applications decided. The median loan was about $425,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bozeman, MT MSA.
- 4,140
- Applications
- 2,618
- Loans originated
- 16.9%
- Denial rate
- 553 denied of 3,269 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,140 | 2,618 |
| 2024 | 3,663 | 2,265 |
| 2023 | 3,263 | 2,089 |
| 2022 | 5,331 | 3,555 |
| 2021 | 10,204 | 7,219 |
| 2020 | 10,868 | 7,596 |
| 2019 | 6,454 | 4,442 |
| 2018 | 5,258 | 3,570 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Stockman Bank of Montana | 260 | 350 |
| Glacier Bank | 220 | 355 |
| Guaranteed Rate, Inc. | 210 | 296 |
| Cornerstone Capital Bank, SSB | 148 | 173 |
| Rocket Mortgage | 137 | 184 |
| United Wholesale Mortgage | 116 | 156 |
| US Bank, N.A. | 105 | 183 |
| Opportunity Bank of Montana | 76 | 132 |
| Crosscountry Mortgage, LLC | 73 | 114 |
| Goprime Mortgage, Inc. | 63 | 72 |
| First Interstate Bank | 58 | 104 |
| Evergreen Moneysource Mortgage Company | 56 | 78 |
| Guild Mortgage Company | 53 | 71 |
| Pennymac Loan Services LLC | 50 | 86 |
| JPMorgan Chase Bank, NA | 40 | 64 |
| The Loan Store, Inc | 34 | 37 |
| Manhattan Bank | 29 | 35 |
| Nationstar Mortgage | 28 | 44 |
| Kind Lending, LLC | 28 | 44 |
| Bank of America NA | 28 | 63 |
| American Pacific Mortgage Corporation | 27 | 39 |
| Newrez LLC | 26 | 57 |
| Union Home Mortgage Corp. | 26 | 33 |
| Wells Fargo Bank NA | 24 | 41 |
| Calcon Mutual Mortgage LLC | 22 | 40 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 50 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 3,271 | 16.2% of 2,587 decided |
| Joint | 79 | 12.3% of 65 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 716 | 20.0% of 556 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 114 | 33.0% of 88 decided |
| Not Hispanic or Latino | 3,214 | 15.8% of 2,547 decided |
| Joint | withheld | |
| Ethnicity Not Available | 711 | 17.7% of 554 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,216 | 21.4% of 930 decided |
| Female | 694 | 20.3% of 542 decided |
| Joint | 1,822 | 13.1% of 1,480 decided |
| Sex Not Available | 408 | 15.8% of 317 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 63 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved