Mortgage lending in Lake County, Montana
Lenders in Lake County, Montana reported 899 mortgage applications for 2025, according to the CFPB.
899 mortgage applications and 509 loans originated in 2025; the denial rate was 23.2% of 690 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lake County, MT.
- 899
- Applications
- 509
- Loans originated
- 23.2%
- Denial rate
- 160 denied of 690 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 899 | 509 |
| 2024 | 722 | 414 |
| 2023 | 630 | 339 |
| 2022 | 1,027 | 613 |
| 2021 | 1,810 | 1,219 |
| 2020 | 1,840 | 1,224 |
| 2019 | 1,164 | 695 |
| 2018 | 915 | 569 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Glacier Bank | 94 | 155 |
| United Wholesale Mortgage | 48 | 64 |
| First Interstate Bank | 35 | 52 |
| Rocket Mortgage | 29 | 47 |
| Crosscountry Mortgage, LLC | 29 | 45 |
| Pennymac Loan Services LLC | 14 | 32 |
| Stockman Bank of Montana | 12 | 18 |
| Newrez LLC | 11 | 26 |
| Kind Lending, LLC | 11 | 15 |
| TrailWest Bank | 10 | 13 |
| US Bank, N.A. | 10 | 12 |
| Guild Mortgage Company | 9 | 11 |
| Mortgage Research Center | 9 | 18 |
| loanDepot.com LLC | 8 | 17 |
| Envoy Mortgage, LTD | 7 | 10 |
| Opportunity Bank of Montana | 6 | 9 |
| Freedom Mortgage Corporation | 6 | 13 |
| Bank of America NA | 6 | 9 |
| CMG Mortgage Inc | 5 | 8 |
| Plains Commerce Bank | 5 | 7 |
| JPMorgan Chase Bank, NA | 5 | 7 |
| Barrington Bank & Trust Company, N.A. | 5 | 8 |
| Figure Lending LLC | 4 | 10 |
| Primelending | 4 | 6 |
| American Financial Resources LLC | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 40 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 656 | 21.5% of 508 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 157 | 23.0% of 113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 679 | 21.5% of 530 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 178 | 24.4% of 123 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 258 | 29.6% of 196 decided |
| Female | 147 | 28.9% of 114 decided |
| Joint | 405 | 16.9% of 320 decided |
| Sex Not Available | 89 | 25.0% of 60 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 227 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved