Mortgage lending in Stillwater County, Montana

Lenders in Stillwater County, Montana reported 416 mortgage applications for 2025, according to the CFPB.

416 mortgage applications and 254 loans originated in 2025; the denial rate was 19.0% of 337 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Stillwater County, MT HUD Metro FMR Area.

416
Applications: 254
Loans originated: 19.0%
Denial rate: 64 denied of 337 applications decided.

Every year

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Mortgage applications and loans originated in Stillwater County, Montana, by year
Year	Applications	Originated	Denied
2025	416	254	64
2024	337	209	52
2023	244	145	33
2022	433	274	57
2021	746	488	95
2020	714	454	86
2019	411	259	55
2018	367	212	75

The largest lenders here

Lenders in Stillwater County, Montana by loans originated, 2025
Lender	Originated	Applications
Altana Federal Credit Union	33	45
Rocket Mortgage	21	31
Yellowstone Bank	20	27
Valley Financial Credit Union	14	16
Evergreen Moneysource Mortgage Company	13	20
Stockman Bank of Montana	13	21
Guild Mortgage Company	11	13
United Wholesale Mortgage	10	13
Glacier Bank	9	18
First Interstate Bank	7	14
Guaranteed Rate, Inc.	6	16
Mortgage Research Center	5	10
Opportunity Bank of Montana	4	7
CMG Mortgage Inc	4	5
Lower, LLC	4	4
Bravera Bank	4	6
First Federal Bank & Trust	3	3
Navy Federal Credit Union	3	4
Servion	3	5
Kind Lending, LLC	3	3
US Bank, N.A.	3	10
Usaa Federal Savings Bank	3	5
Synergy One Lending, Inc.	2	2
loanDepot.com LLC	2	2
American Financing Corporation	2	5

Applications by race, ethnicity and sex, 2025

By race, Stillwater County, Montana: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	356	17.8% of 293 decided
Joint	under 10
Race Not Available	47	no rate: base under 50

By ethnicity, Stillwater County, Montana: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	354	17.3% of 289 decided
Joint	under 10
Ethnicity Not Available	51	no rate: base under 50

By sex, Stillwater County, Montana: applications and denial rate
Category	Applications	Denial rate
Male	123	16.2% of 99 decided
Female	42	no rate: base under 50
Joint	223	18.6% of 183 decided
Sex Not Available	28	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 550 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026