Mortgage lending in Missoula County, Montana
Lenders in Missoula County, Montana reported 3,549 mortgage applications for 2025, according to the CFPB.
3,549 mortgage applications and 2,243 loans originated in 2025; the denial rate was 17.4% of 2,843 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Missoula, MT HUD Metro FMR Area.
- 3,549
- Applications
- 2,243
- Loans originated
- 17.4%
- Denial rate
- 496 denied of 2,843 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,549 | 2,243 |
| 2024 | 2,980 | 1,861 |
| 2023 | 2,831 | 1,800 |
| 2022 | 4,410 | 3,009 |
| 2021 | 8,381 | 6,046 |
| 2020 | 9,410 | 6,970 |
| 2019 | 5,287 | 3,736 |
| 2018 | 4,511 | 3,186 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Glacier Bank | 213 | 337 |
| Stockman Bank of Montana | 171 | 226 |
| Opportunity Bank of Montana | 153 | 193 |
| First Interstate Bank | 122 | 172 |
| Crosscountry Mortgage, LLC | 115 | 145 |
| Clearwater Federal Credit Union | 108 | 198 |
| Rocket Mortgage | 107 | 140 |
| Churchill Mortgage Corporation | 101 | 134 |
| Primelending | 100 | 125 |
| United Wholesale Mortgage | 96 | 127 |
| Kind Lending, LLC | 73 | 90 |
| TrailWest Bank | 50 | 61 |
| US Bank, N.A. | 42 | 100 |
| Horizon Credit Union | 32 | 58 |
| Securitynational Mortgage Company | 31 | 35 |
| Freedom Mortgage Corporation | 29 | 55 |
| Synergy One Lending, Inc. | 26 | 34 |
| Nationstar Mortgage | 26 | 33 |
| Triad Financial Services, Inc. | 25 | 43 |
| Guaranteed Rate, Inc. | 25 | 48 |
| Pennymac Loan Services LLC | 25 | 42 |
| Prosperity Home Mortgage, LLC | 22 | 30 |
| Citizens Alliance Bank | 20 | 21 |
| Navy Federal Credit Union | 19 | 40 |
| loanDepot.com LLC | 19 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 42 | no rate: base under 50 |
| Asian | 24 | no rate: base under 50 |
| Black or African American | withheld | |
| White | 2,901 | 16.5% of 2,328 decided |
| 2 or more minority races | under 10 | |
| Joint | 84 | 15.7% of 70 decided |
| Race Not Available | 482 | 20.8% of 380 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 79 | 32.3% of 62 decided |
| Not Hispanic or Latino | 2,901 | 16.4% of 2,331 decided |
| Joint | withheld | |
| Ethnicity Not Available | 500 | 20.0% of 395 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 937 | 20.0% of 734 decided |
| Female | 697 | 24.9% of 551 decided |
| Joint | 1,613 | 12.8% of 1,321 decided |
| Sex Not Available | 302 | 18.1% of 237 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 211 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved