Mortgage lending in Mineral County, Montana
Lenders in Mineral County, Montana reported 212 mortgage applications for 2025, according to the CFPB.
212 mortgage applications and 128 loans originated in 2025; the denial rate was 21.7% of 166 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mineral County, MT HUD Metro FMR Area.
- 212
- Applications
- 128
- Loans originated
- 21.7%
- Denial rate
- 36 denied of 166 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 212 | 128 |
| 2024 | 184 | 94 |
| 2023 | 177 | 96 |
| 2022 | 286 | 152 |
| 2021 | 346 | 227 |
| 2020 | 332 | 210 |
| 2019 | 236 | 142 |
| 2018 | 166 | 94 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| TrailWest Bank | 17 | 24 |
| United Wholesale Mortgage | 11 | 11 |
| Crosscountry Mortgage, LLC | 10 | 13 |
| Churchill Mortgage Corporation | 9 | 10 |
| Opportunity Bank of Montana | 7 | 8 |
| Glacier Bank | 7 | 10 |
| Stockman Bank of Montana | 7 | 8 |
| Rocket Mortgage | 6 | 9 |
| Clearwater Federal Credit Union | 6 | 7 |
| Primelending | 4 | 4 |
| Mortgage Research Center | 4 | 5 |
| Securitynational Mortgage Company | 4 | 4 |
| AmeriHome Mortgage Company, LLC | 2 | 2 |
| Guild Mortgage Company | 2 | 3 |
| Newrez LLC | 2 | 4 |
| Nationstar Mortgage | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 6 |
| Finance of America Reverse LLC | 2 | 3 |
| New Day Financial, LLC. | 2 | 3 |
| US Bank, N.A. | 2 | 3 |
| The Loan Store, Inc | 1 | 1 |
| Freedom Northwest Credit Union | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 2 |
| Sofi Bank, National Association | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 163 | 19.4% of 129 decided |
| Joint | under 10 | |
| Race Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 154 | 20.6% of 126 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 48 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 59 | no rate: base under 50 |
| Female | 29 | no rate: base under 50 |
| Joint | 101 | 13.9% of 79 decided |
| Sex Not Available | 23 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 267 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved