Mortgage lending in Yellowstone County, Montana
Lenders in Yellowstone County, Montana reported 6,588 mortgage applications for 2025, according to the CFPB.
6,588 mortgage applications and 4,235 loans originated in 2025; the denial rate was 16.8% of 5,307 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Billings, MT HUD Metro FMR Area.
- 6,588
- Applications
- 4,235
- Loans originated
- 16.8%
- Denial rate
- 893 denied of 5,307 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,588 | 4,235 |
| 2024 | 5,845 | 3,758 |
| 2023 | 5,110 | 3,308 |
| 2022 | 7,321 | 4,824 |
| 2021 | 12,756 | 8,758 |
| 2020 | 12,249 | 8,539 |
| 2019 | 7,624 | 5,071 |
| 2018 | 6,846 | 4,606 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Stockman Bank of Montana | 439 | 592 |
| Evergreen Moneysource Mortgage Company | 336 | 475 |
| Glacier Bank | 257 | 395 |
| Altana Federal Credit Union | 253 | 325 |
| Rocket Mortgage | 222 | 299 |
| United Wholesale Mortgage | 201 | 273 |
| Valley Financial Credit Union | 196 | 257 |
| Opportunity Bank of Montana | 170 | 243 |
| Lower, LLC | 142 | 191 |
| Yellowstone Bank | 140 | 186 |
| Guild Mortgage Company | 138 | 191 |
| US Bank, N.A. | 100 | 182 |
| Guaranteed Rate, Inc. | 82 | 132 |
| First Interstate Bank | 78 | 126 |
| Mortgage Research Center | 71 | 146 |
| First Federal Bank & Trust | 68 | 76 |
| Crosscountry Mortgage, LLC | 67 | 92 |
| New American Funding, LLC. | 59 | 107 |
| Freedom Mortgage Corporation | 57 | 119 |
| Pennymac Loan Services LLC | 51 | 96 |
| Billings Federal Credit Union | 49 | 50 |
| Little Horn State Bank | 44 | 50 |
| Calcon Mutual Mortgage LLC | 44 | 53 |
| Servion | 37 | 48 |
| Kind Lending, LLC | 37 | 48 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 114 | 31.8% of 85 decided |
| Asian | 52 | no rate: base under 50 |
| Black or African American | 35 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 5,280 | 15.5% of 4,298 decided |
| 2 or more minority races | under 10 | |
| Joint | 155 | 19.4% of 124 decided |
| Race Not Available | 937 | 21.1% of 721 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 182 | 28.2% of 142 decided |
| Not Hispanic or Latino | 5,263 | 15.7% of 4,274 decided |
| Joint | 192 | 20.3% of 148 decided |
| Ethnicity Not Available | 940 | 20.6% of 732 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,014 | 17.6% of 1,633 decided |
| Female | 1,271 | 20.4% of 998 decided |
| Joint | 2,757 | 14.0% of 2,258 decided |
| Sex Not Available | 546 | 20.6% of 418 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 551 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved