Mortgage lending in Jefferson County, Montana
Lenders in Jefferson County, Montana reported 565 mortgage applications for 2025, according to the CFPB.
565 mortgage applications and 332 loans originated in 2025; the denial rate was 20.9% of 430 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, MT HUD Metro FMR Area.
- 565
- Applications
- 332
- Loans originated
- 20.9%
- Denial rate
- 90 denied of 430 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 565 | 332 |
| 2024 | 467 | 256 |
| 2023 | 357 | 214 |
| 2022 | 580 | 369 |
| 2021 | 935 | 658 |
| 2020 | 936 | 625 |
| 2019 | 593 | 370 |
| 2018 | 480 | 308 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Glacier Bank | 41 | 70 |
| Stockman Bank of Montana | 25 | 31 |
| Evergreen Moneysource Mortgage Company | 24 | 32 |
| Rocket Mortgage | 21 | 32 |
| Opportunity Bank of Montana | 18 | 30 |
| First Interstate Bank | 17 | 23 |
| Pennymac Loan Services LLC | 11 | 15 |
| Madison Valley Bank | 10 | 15 |
| United Wholesale Mortgage | 9 | 14 |
| Mortgage Research Center | 8 | 18 |
| loanDepot.com LLC | 7 | 9 |
| Guild Mortgage Company | 7 | 15 |
| Calcon Mutual Mortgage LLC | 6 | 7 |
| Guaranteed Rate, Inc. | 6 | 12 |
| Figure Lending LLC | 5 | 8 |
| Intrepid Credit Union | 5 | 12 |
| Cornerstone Capital Bank, SSB | 5 | 5 |
| Nationstar Mortgage | 5 | 5 |
| Kind Lending, LLC | 5 | 7 |
| Union Home Mortgage Corp. | 5 | 10 |
| Crosscountry Mortgage, LLC | 5 | 6 |
| Mutual of Omaha Mortgage | 4 | 5 |
| JPMorgan Chase Bank, NA | 4 | 5 |
| Rocky Mountain Credit Union | 3 | 5 |
| Churchill Mortgage Corporation | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 446 | 19.8% of 343 decided |
| Joint | 15 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 90 | 24.6% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 441 | 20.7% of 333 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 95 | 21.6% of 74 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 187 | 25.4% of 134 decided |
| Female | 92 | 24.6% of 65 decided |
| Joint | 251 | 15.0% of 206 decided |
| Sex Not Available | 35 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 421 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved