Mortgage lending in Silver Bow County, Montana
Lenders in Silver Bow County, Montana reported 1,270 mortgage applications for 2025, according to the CFPB.
1,270 mortgage applications and 808 loans originated in 2025; the denial rate was 17.6% of 1,019 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Silver Bow County, MT.
- 1,270
- Applications
- 808
- Loans originated
- 17.6%
- Denial rate
- 179 denied of 1,019 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,270 | 808 |
| 2024 | 1,107 | 688 |
| 2023 | 987 | 585 |
| 2022 | 1,358 | 847 |
| 2021 | 2,216 | 1,430 |
| 2020 | 1,801 | 1,155 |
| 2019 | 1,267 | 834 |
| 2018 | 1,200 | 755 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 173 | 213 |
| Glacier Bank | 89 | 129 |
| Rocket Mortgage | 75 | 103 |
| Opportunity Bank of Montana | 49 | 69 |
| Ixonia Bank | 30 | 39 |
| United Wholesale Mortgage | 25 | 37 |
| Horizon Credit Union | 24 | 35 |
| Mortgage Research Center | 19 | 41 |
| Freedom Mortgage Corporation | 15 | 30 |
| US Bank, N.A. | 15 | 32 |
| Paramount Residential Mortgage | 13 | 15 |
| Evergreen Moneysource Mortgage Company | 13 | 17 |
| First Montana Bank | 11 | 14 |
| Prosperity Home Mortgage, LLC | 10 | 20 |
| loanDepot.com LLC | 9 | 21 |
| Stockman Bank of Montana | 9 | 14 |
| Wells Fargo Bank NA | 9 | 18 |
| Newrez LLC | 8 | 19 |
| Mutual of Omaha Mortgage | 8 | 9 |
| Pennymac Loan Services LLC | 8 | 18 |
| New American Funding, LLC. | 7 | 22 |
| Nationstar Mortgage | 7 | 10 |
| Citizens Alliance Bank | 7 | 8 |
| American Financial Resources LLC | 6 | 6 |
| Amerisave Mortgage Company | 6 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,079 | 17.2% of 869 decided |
| 2 or more minority races | under 10 | |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 155 | 20.7% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 1,052 | 16.8% of 846 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 165 | 21.3% of 127 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 471 | 18.1% of 364 decided |
| Female | 236 | 20.8% of 197 decided |
| Joint | 464 | 14.5% of 380 decided |
| Sex Not Available | 99 | 21.8% of 78 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 903 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved