Mortgage lending in Powell County, Montana
Lenders in Powell County, Montana reported 162 mortgage applications for 2025, according to the CFPB.
162 mortgage applications and 90 loans originated in 2025; the denial rate was 22.5% of 120 applications decided. The median loan was about $230,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Powell County, MT.
- 162
- Applications
- 90
- Loans originated
- 22.5%
- Denial rate
- 27 denied of 120 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 162 | 90 |
| 2024 | 162 | 87 |
| 2023 | 128 | 68 |
| 2022 | 148 | 80 |
| 2021 | 264 | 155 |
| 2020 | 241 | 142 |
| 2019 | 106 | 63 |
| 2018 | 133 | 75 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 12 | 16 |
| Glacier Bank | 8 | 11 |
| Union Home Mortgage Corp. | 5 | 5 |
| Opportunity Bank of Montana | 4 | 6 |
| Guild Mortgage Company | 4 | 6 |
| Mortgage Research Center | 4 | 9 |
| New American Funding, LLC. | 4 | 6 |
| Stockman Bank of Montana | 4 | 7 |
| Rocky Mountain Credit Union | 3 | 3 |
| loanDepot.com LLC | 3 | 3 |
| United Wholesale Mortgage | 3 | 6 |
| Freedom Mortgage Corporation | 2 | 4 |
| Spring Eq, LLC | 2 | 2 |
| Guaranteed Rate, Inc. | 2 | 3 |
| Securitynational Mortgage Company | 2 | 4 |
| Usaa Federal Savings Bank | 2 | 4 |
| Figure Lending LLC | 1 | 1 |
| Midwest Bank | 1 | 1 |
| Bny Mellon, N.A. | 1 | 1 |
| American Financial Resources LLC | 1 | 2 |
| TrailWest Bank | 1 | 1 |
| Navy Federal Credit Union | 1 | 3 |
| First Montana Bank | 1 | 1 |
| Mountain America Federal Credit Union | 1 | 2 |
| Kiavi Funding, Inc. | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 130 | 20.0% of 95 decided |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 125 | 18.3% of 93 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 62 | no rate: base under 50 |
| Female | 22 | no rate: base under 50 |
| Joint | 54 | no rate: base under 50 |
| Sex Not Available | 24 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 737 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved