Mortgage lending in Flathead County, Montana
Lenders in Flathead County, Montana reported 4,197 mortgage applications for 2025, according to the CFPB.
4,197 mortgage applications and 2,585 loans originated in 2025; the denial rate was 19.7% of 3,330 applications decided. The median loan was about $395,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Flathead County, MT.
- 4,197
- Applications
- 2,585
- Loans originated
- 19.7%
- Denial rate
- 655 denied of 3,330 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,197 | 2,585 |
| 2024 | 3,440 | 2,025 |
| 2023 | 3,055 | 1,752 |
| 2022 | 5,153 | 3,200 |
| 2021 | 9,454 | 6,465 |
| 2020 | 9,924 | 6,714 |
| 2019 | 6,193 | 3,972 |
| 2018 | 4,960 | 3,138 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 385 | 468 |
| Glacier Bank | 314 | 489 |
| Crosscountry Mortgage, LLC | 171 | 247 |
| Rocket Mortgage | 151 | 195 |
| Stockman Bank of Montana | 86 | 137 |
| Kind Lending, LLC | 81 | 114 |
| First Interstate Bank | 79 | 127 |
| Barrington Bank & Trust Company, N.A. | 77 | 138 |
| TrailWest Bank | 63 | 80 |
| Envoy Mortgage, LTD | 61 | 77 |
| Pennymac Loan Services LLC | 57 | 99 |
| Calcon Mutual Mortgage LLC | 52 | 62 |
| US Bank, N.A. | 46 | 89 |
| Plains Commerce Bank | 45 | 68 |
| Lower, LLC | 33 | 43 |
| Newrez LLC | 30 | 63 |
| JPMorgan Chase Bank, NA | 30 | 41 |
| Navy Federal Credit Union | 28 | 57 |
| Wells Fargo Bank NA | 26 | 41 |
| Figure Lending LLC | 24 | 51 |
| Mortgage Research Center | 24 | 65 |
| Nationstar Mortgage | 24 | 39 |
| Freedom Mortgage Corporation | 24 | 58 |
| Park Side Credit Union | 22 | 30 |
| loanDepot.com LLC | 21 | 37 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 36 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,392 | 19.0% of 2,701 decided |
| 2 or more minority races | under 10 | |
| Joint | 73 | 17.6% of 51 decided |
| Race Not Available | 667 | 22.9% of 524 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 3,281 | 18.8% of 2,610 decided |
| Joint | 115 | 17.0% of 94 decided |
| Ethnicity Not Available | 734 | 23.7% of 573 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,168 | 23.6% of 926 decided |
| Female | 627 | 22.4% of 500 decided |
| Joint | 1,986 | 15.8% of 1,575 decided |
| Sex Not Available | 416 | 22.8% of 329 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 87 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved