Mortgage lending in Madison County, Montana
Lenders in Madison County, Montana reported 559 mortgage applications for 2025, according to the CFPB.
559 mortgage applications and 333 loans originated in 2025; the denial rate was 18.8% of 426 applications decided. The median loan was about $415,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Madison County, MT.
- 559
- Applications
- 333
- Loans originated
- 18.8%
- Denial rate
- 80 denied of 426 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 559 | 333 |
| 2024 | 460 | 269 |
| 2023 | 380 | 229 |
| 2022 | 631 | 408 |
| 2021 | 1,026 | 673 |
| 2020 | 951 | 568 |
| 2019 | 602 | 396 |
| 2018 | 515 | 319 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Stockman Bank of Montana | 24 | 37 |
| Glacier Bank | 22 | 43 |
| Opportunity Bank of Montana | 21 | 37 |
| Rocket Mortgage | 20 | 30 |
| First Interstate Bank | 17 | 28 |
| JPMorgan Chase Bank, NA | 15 | 24 |
| Madison Valley Bank | 13 | 14 |
| Crosscountry Mortgage, LLC | 10 | 16 |
| US Bank, N.A. | 9 | 18 |
| Cornerstone Capital Bank, SSB | 8 | 11 |
| United Wholesale Mortgage | 8 | 8 |
| Guaranteed Rate, Inc. | 7 | 12 |
| Morgan Stanley Private Bank NA | 6 | 9 |
| Bank of America NA | 6 | 14 |
| Pennymac Loan Services LLC | 6 | 8 |
| Evergreen Moneysource Mortgage Company | 5 | 12 |
| loanDepot.com LLC | 5 | 8 |
| Citibank, NA | 5 | 8 |
| Guild Mortgage Company | 4 | 5 |
| Plains Commerce Bank | 4 | 4 |
| Goprime Mortgage, Inc. | 4 | 4 |
| The Bank of Commerce | 4 | 5 |
| Flanagan State Bank | 3 | 3 |
| American Pacific Mortgage Corporation | 3 | 3 |
| Nationstar Mortgage | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 437 | 19.2% of 333 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 111 | 17.4% of 86 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 432 | 18.4% of 331 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 109 | 17.9% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 169 | 21.3% of 127 decided |
| Female | 59 | no rate: base under 50 |
| Joint | 255 | 16.4% of 195 decided |
| Sex Not Available | 76 | 23.4% of 64 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 72 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved