Mortgage lending in Cascade County, Montana
Lenders in Cascade County, Montana reported 3,211 mortgage applications for 2025, according to the CFPB.
3,211 mortgage applications and 1,989 loans originated in 2025; the denial rate was 17.9% of 2,539 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Great Falls, MT MSA.
- 3,211
- Applications
- 1,989
- Loans originated
- 17.9%
- Denial rate
- 454 denied of 2,539 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,211 | 1,989 |
| 2024 | 2,731 | 1,701 |
| 2023 | 2,503 | 1,583 |
| 2022 | 3,585 | 2,259 |
| 2021 | 5,610 | 3,852 |
| 2020 | 5,556 | 3,826 |
| 2019 | 3,831 | 2,559 |
| 2018 | 3,130 | 2,122 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Stockman Bank of Montana | 381 | 503 |
| Opportunity Bank of Montana | 210 | 270 |
| Fairway Independent Mort Corp | 122 | 170 |
| Rocket Mortgage | 113 | 146 |
| United Wholesale Mortgage | 90 | 117 |
| Montana Federal Credit Union | 87 | 112 |
| Freedom Mortgage Corporation | 76 | 146 |
| Mortgage Research Center | 69 | 155 |
| Evergreen Moneysource Mortgage Company | 63 | 98 |
| Horizon Credit Union | 54 | 107 |
| Synergy One Lending, Inc. | 48 | 65 |
| US Bank, N.A. | 46 | 88 |
| Citizens Alliance Bank | 44 | 50 |
| Russell Country FCU | 42 | 61 |
| Belt Valley Bank | 35 | 44 |
| Union Home Mortgage Corp. | 35 | 46 |
| Bravera Bank | 28 | 32 |
| First Interstate Bank | 23 | 39 |
| loanDepot.com LLC | 22 | 34 |
| Pennymac Loan Services LLC | 22 | 50 |
| Navy Federal Credit Union | 19 | 42 |
| Nationstar Mortgage | 16 | 24 |
| Glacier Bank | 15 | 23 |
| Newrez LLC | 13 | 31 |
| Wells Fargo Bank NA | 12 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 47 | no rate: base under 50 |
| Asian | 24 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,595 | 16.9% of 2,083 decided |
| 2 or more minority races | under 10 | |
| Joint | 105 | 15.0% of 80 decided |
| Race Not Available | 404 | 23.2% of 297 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 84 | 18.5% of 65 decided |
| Not Hispanic or Latino | 2,622 | 17.1% of 2,099 decided |
| Joint | withheld | |
| Ethnicity Not Available | 433 | 22.4% of 317 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,074 | 19.4% of 835 decided |
| Female | 598 | 23.2% of 482 decided |
| Joint | 1,279 | 13.1% of 1,029 decided |
| Sex Not Available | 260 | 23.3% of 193 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 616 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved