Mortgage lending in Lewis and Clark County, Montana
Lenders in Lewis and Clark County, Montana reported 2,831 mortgage applications for 2025, according to the CFPB.
2,831 mortgage applications and 1,789 loans originated in 2025; the denial rate was 17.1% of 2,233 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lewis and Clark County, MT HUD Metro FMR Area.
- 2,831
- Applications
- 1,789
- Loans originated
- 17.1%
- Denial rate
- 381 denied of 2,233 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,831 | 1,789 |
| 2024 | 2,333 | 1,470 |
| 2023 | 2,023 | 1,317 |
| 2022 | 3,009 | 1,957 |
| 2021 | 5,121 | 3,601 |
| 2020 | 5,322 | 3,675 |
| 2019 | 3,108 | 2,078 |
| 2018 | 2,733 | 1,785 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Evergreen Moneysource Mortgage Company | 205 | 267 |
| Glacier Bank | 196 | 322 |
| Stockman Bank of Montana | 154 | 192 |
| Opportunity Bank of Montana | 122 | 180 |
| Rocket Mortgage | 96 | 135 |
| United Wholesale Mortgage | 64 | 94 |
| US Bank, N.A. | 63 | 99 |
| Union Home Mortgage Corp. | 52 | 67 |
| First Interstate Bank | 48 | 74 |
| Intrepid Credit Union | 44 | 52 |
| Mortgage Research Center | 43 | 88 |
| Guaranteed Rate, Inc. | 43 | 66 |
| Freedom Mortgage Corporation | 38 | 73 |
| Pennymac Loan Services LLC | 37 | 59 |
| Synergy One Lending, Inc. | 30 | 47 |
| Rocky Mountain Credit Union | 23 | 27 |
| New American Funding, LLC. | 22 | 39 |
| Triad Financial Services, Inc. | 21 | 44 |
| Newrez LLC | 21 | 41 |
| Nationstar Mortgage | 18 | 21 |
| Sofi Bank, National Association | 17 | 40 |
| Navy Federal Credit Union | 16 | 35 |
| Mutual of Omaha Mortgage | 15 | 26 |
| loanDepot.com LLC | 14 | 28 |
| Premier Mortgage Resources, LLC | 13 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,265 | 15.9% of 1,801 decided |
| 2 or more minority races | under 10 | |
| Joint | 74 | 25.4% of 55 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 424 | 20.9% of 325 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 53 | no rate: base under 50 |
| Not Hispanic or Latino | 2,255 | 16.1% of 1,796 decided |
| Joint | 70 | 13.0% of 54 decided |
| Ethnicity Not Available | 424 | 22.5% of 316 decided |
| Free Form Text Only | 29 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 788 | 17.0% of 625 decided |
| Female | 531 | 21.8% of 404 decided |
| Joint | 1,277 | 13.9% of 1,032 decided |
| Sex Not Available | 235 | 25.6% of 172 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 266 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved