Mortgage lending in Ravalli County, Montana
Lenders in Ravalli County, Montana reported 1,426 mortgage applications for 2025, according to the CFPB.
1,426 mortgage applications and 872 loans originated in 2025; the denial rate was 19.3% of 1,127 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ravalli County, MT.
- 1,426
- Applications
- 872
- Loans originated
- 19.3%
- Denial rate
- 217 denied of 1,127 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,426 | 872 |
| 2024 | 1,265 | 737 |
| 2023 | 1,087 | 663 |
| 2022 | 1,868 | 1,178 |
| 2021 | 3,522 | 2,367 |
| 2020 | 3,347 | 2,261 |
| 2019 | 2,102 | 1,304 |
| 2018 | 1,711 | 1,045 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 91 | 118 |
| United Wholesale Mortgage | 82 | 93 |
| Glacier Bank | 61 | 93 |
| Opportunity Bank of Montana | 60 | 83 |
| TrailWest Bank | 41 | 55 |
| Crosscountry Mortgage, LLC | 38 | 51 |
| Stockman Bank of Montana | 34 | 44 |
| US Bank, N.A. | 24 | 51 |
| Prosperity Home Mortgage, LLC | 22 | 28 |
| Churchill Mortgage Corporation | 22 | 31 |
| Kind Lending, LLC | 20 | 29 |
| First Interstate Bank | 19 | 33 |
| Pennymac Loan Services LLC | 19 | 29 |
| Guild Mortgage Company | 18 | 24 |
| Mortgage Research Center | 17 | 42 |
| Primelending | 13 | 17 |
| Amerisave Mortgage Company | 13 | 27 |
| Horizon Credit Union | 12 | 21 |
| loanDepot.com LLC | 12 | 19 |
| Navy Federal Credit Union | 10 | 23 |
| Guaranteed Rate, Inc. | 10 | 21 |
| Synergy One Lending, Inc. | 9 | 18 |
| Mountain America Federal Credit Union | 9 | 11 |
| Freedom Mortgage Corporation | 9 | 26 |
| JPMorgan Chase Bank, NA | 9 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,146 | 18.4% of 916 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 225 | 22.6% of 168 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 30 | no rate: base under 50 |
| Not Hispanic or Latino | 1,110 | 18.3% of 890 decided |
| Joint | 36 | no rate: base under 50 |
| Ethnicity Not Available | 250 | 22.6% of 186 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 443 | 19.5% of 343 decided |
| Female | 211 | 22.4% of 174 decided |
| Joint | 639 | 17.3% of 514 decided |
| Sex Not Available | 133 | 22.9% of 96 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 164 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved