Mortgage lending in Lincoln County, Montana
Lenders in Lincoln County, Montana reported 768 mortgage applications for 2025, according to the CFPB.
768 mortgage applications and 452 loans originated in 2025; the denial rate was 22.3% of 614 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, MT.
- 768
- Applications
- 452
- Loans originated
- 22.3%
- Denial rate
- 137 denied of 614 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 768 | 452 |
| 2024 | 636 | 360 |
| 2023 | 586 | 308 |
| 2022 | 891 | 508 |
| 2021 | 1,366 | 849 |
| 2020 | 1,160 | 746 |
| 2019 | 802 | 488 |
| 2018 | 725 | 451 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Glacier Bank | 96 | 147 |
| Crosscountry Mortgage, LLC | 47 | 61 |
| Rocket Mortgage | 38 | 53 |
| United Wholesale Mortgage | 38 | 56 |
| Mortgage Research Center | 20 | 37 |
| Pennymac Loan Services LLC | 12 | 18 |
| Ark-LA-Tex Financial Services LLC | 8 | 9 |
| First Montana Bank | 8 | 9 |
| Stockman Bank of Montana | 8 | 8 |
| Freedom Mortgage Corporation | 8 | 12 |
| Navy Federal Credit Union | 7 | 10 |
| loanDepot.com LLC | 6 | 14 |
| Guild Mortgage Company | 6 | 6 |
| Willamette Valley Bank | 6 | 11 |
| Kind Lending, LLC | 5 | 11 |
| Calcon Mutual Mortgage LLC | 5 | 5 |
| US Bank, N.A. | 5 | 10 |
| Mountain America Federal Credit Union | 4 | 7 |
| Triad Financial Services, Inc. | 4 | 5 |
| Nationstar Mortgage | 4 | 4 |
| Lakeview Loan Servicing, LLC | 4 | 10 |
| New Day Financial, LLC. | 4 | 10 |
| Amerisave Mortgage Company | 4 | 13 |
| Barrington Bank & Trust Company, N.A. | 4 | 8 |
| Wells Fargo Bank NA | 4 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 588 | 21.3% of 475 decided |
| Joint | 13 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 149 | 22.1% of 113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 573 | 22.7% of 467 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 166 | 21.4% of 126 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 254 | 24.5% of 200 decided |
| Female | 112 | 20.9% of 91 decided |
| Joint | 320 | 18.7% of 262 decided |
| Sex Not Available | 82 | 32.8% of 61 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 549 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved