Mortgage lending in Richland County, Montana
Lenders in Richland County, Montana reported 264 mortgage applications for 2025, according to the CFPB.
264 mortgage applications and 166 loans originated in 2025; the denial rate was 21.4% of 215 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richland County, MT.
- 264
- Applications
- 166
- Loans originated
- 21.4%
- Denial rate
- 46 denied of 215 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 264 | 166 |
| 2024 | 229 | 151 |
| 2023 | 166 | 114 |
| 2022 | 308 | 203 |
| 2021 | 459 | 294 |
| 2020 | 462 | 288 |
| 2019 | 290 | 199 |
| 2018 | 279 | 187 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Stockman Bank of Montana | 59 | 70 |
| Crosscountry Mortgage, LLC | 16 | 20 |
| United Wholesale Mortgage | 15 | 17 |
| Rocket Mortgage | 13 | 26 |
| Fairway Independent Mort Corp | 5 | 6 |
| Nationstar Mortgage | 3 | 3 |
| US Bank, N.A. | 3 | 6 |
| Navy Federal Credit Union | 2 | 3 |
| Opportunity Bank of Montana | 2 | 2 |
| Mortgage Research Center | 2 | 7 |
| V.i.p. Mortgage, Inc. | 2 | 2 |
| Union Home Mortgage Corp. | 2 | 2 |
| 21ST Mortgage | 2 | 6 |
| Amerisave Mortgage Company | 2 | 7 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| Success Lending, LLC | 2 | 4 |
| Pennymac Loan Services LLC | 2 | 5 |
| NBKC Bank | 1 | 1 |
| Cornerstone First Mortgage, LLC | 1 | 4 |
| Figure Lending LLC | 1 | 2 |
| Paramount Residential Mortgage | 1 | 1 |
| Primelending | 1 | 1 |
| Coastal Community Bank | 1 | 1 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 211 | 18.4% of 168 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 213 | 18.2% of 170 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 111 | 24.1% of 83 decided |
| Female | 37 | no rate: base under 50 |
| Joint | 87 | 11.8% of 76 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 776 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved