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Mortgage lending in New Mexico

Lenders in New Mexico reported 73,701 mortgage applications for 2025, according to the CFPB.

73,701 mortgage applications and 39,313 loans originated in 2025. 13,712 of the 55,601 applications decided were denied, 24.7%. From 2025, the CFPB’s Snapshot release.

73,701
Applications
39,313
Loans originated
18.5 per 1,000 residents, over the Census Bureau's 2025 estimate.
24.7%
Denial rate
13,712 denied of 55,601 applications decided.

The largest lenders in New Mexico

2 more columns on a wider screen

Lenders in New Mexico by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage2,972
2United Wholesale Mortgage2,298
3Guild Mortgage Company2,173
4Waterstone Mortgage Corporation2,064
5Nusenda Federal Credit Union1,881
6Sunward1,153
7Primary Residential Mortgage, INC.1,071
8Mortgage Research Center822
9CMG Mortgage Inc819
10loanDepot.com LLC789
1121ST Mortgage783
12Bokf NA772
13Pennymac Loan Services LLC593
14JPMorgan Chase Bank, NA543
15Kirtland Federal Credit Union504
16Navy Federal Credit Union500
17Freedom Mortgage Corporation491
18Crosscountry Mortgage, LLC478
19Nationstar Mortgage451
20DHI Mortgage Company, LTD.432
21Sandia Area Federal Credit Uni425
22Primelending416
23Bell Bank397
24Directors Mortgage, Inc376
25U.S. Eagle Federal Credit Union367

Counties in New Mexico

1 more column on a wider screen

Counties in New Mexico by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Bernalillo County14,289$225,000
Sandoval County5,039$275,000
Doña Ana County4,013$225,000
Santa Fe County3,074$315,000
Valencia County1,924$225,000
San Juan County1,627$205,000
Otero County1,237$195,000
Eddy County1,097$225,000
Chaves County889$165,000
Lea County840$195,000
Curry County816$185,000
Los Alamos County503$395,000
Taos County473$285,000
Lincoln County423$245,000
Torrance County355$185,000
Grant County343$155,000
Rio Arriba County338$230,000
McKinley County288$145,000
Luna County251$145,000
San Miguel County250$165,000
Roosevelt County230$155,000
Colfax County215$205,000
Sierra County205$155,000
Socorro County155$155,000
Cibola County122$135,000
Quay County57$115,000
Guadalupe County35under 50 loans
Catron County29under 50 loans
Mora County28under 50 loans
Union County28under 50 loans
Hidalgo County16under 50 loans
De Baca County13under 50 loans
Harding County0under 50 loans

New Mexico elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in New Mexico Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The New Mexico Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about New Mexico →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved