Mortgage lending in San Juan County, New Mexico
Lenders in San Juan County, New Mexico reported 3,373 mortgage applications for 2025, according to the CFPB.
3,373 mortgage applications and 1,627 loans originated in 2025; the denial rate was 30.8% of 2,535 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Farmington, NM MSA.
- 3,373
- Applications
- 1,627
- Loans originated
- 30.8%
- Denial rate
- 780 denied of 2,535 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,373 | 1,627 |
| 2024 | 3,031 | 1,436 |
| 2023 | 2,693 | 1,270 |
| 2022 | 3,500 | 1,758 |
| 2021 | 5,213 | 2,887 |
| 2020 | 4,336 | 2,473 |
| 2019 | 3,050 | 1,626 |
| 2018 | 2,889 | 1,539 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| V.i.p. Mortgage, Inc. | 181 | 233 |
| Cornerstone Capital Bank, SSB | 176 | 246 |
| United Wholesale Mortgage | 135 | 179 |
| Rocket Mortgage | 134 | 194 |
| Guild Mortgage Company | 103 | 159 |
| Mortgage Solutions of Colorado | 68 | 100 |
| The Citizens Bank | 55 | 83 |
| Waterstone Mortgage Corporation | 51 | 73 |
| Sunward | 48 | 95 |
| 21ST Mortgage | 44 | 277 |
| Freedom Mortgage Corporation | 34 | 71 |
| loanDepot.com LLC | 32 | 60 |
| U.S. Eagle Federal Credit Union | 31 | 59 |
| Mortgage Research Center | 28 | 67 |
| Vanderbilt Mortgage and Finance, Inc | 27 | 300 |
| Pennymac Loan Services LLC | 22 | 48 |
| Click n' Close, Inc. | 18 | 31 |
| Navy Federal Credit Union | 17 | 30 |
| Nationstar Mortgage | 17 | 28 |
| Figure Lending LLC | 16 | 36 |
| Zions Bancorporation, N.A. | 16 | 49 |
| Newrez LLC | 14 | 35 |
| Kind Lending, LLC | 14 | 19 |
| New American Funding, LLC. | 12 | 45 |
| Spring Eq, LLC | 12 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 674 | 54.6% of 493 decided |
| Asian | 34 | no rate: base under 50 |
| Black or African American | 24 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 14 | no rate: base under 50 |
| White | 1,943 | 23.1% of 1,486 decided |
| 2 or more minority races | under 10 | |
| Joint | 102 | 16.3% of 80 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 576 | 33.4% of 416 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 574 | 32.4% of 423 decided |
| Not Hispanic or Latino | 1,958 | 28.4% of 1,504 decided |
| Joint | withheld | |
| Ethnicity Not Available | 658 | 41.9% of 468 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,164 | 30.5% of 862 decided |
| Female | 781 | 41.2% of 585 decided |
| Joint | 1,179 | 23.8% of 916 decided |
| Sex Not Available | 249 | 33.7% of 172 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1027 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved