Mortgage lending in Eddy County, New Mexico
Lenders in Eddy County, New Mexico reported 2,167 mortgage applications for 2025, according to the CFPB.
2,167 mortgage applications and 1,097 loans originated in 2025; the denial rate was 28.3% of 1,640 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Eddy County, NM.
- 2,167
- Applications
- 1,097
- Loans originated
- 28.3%
- Denial rate
- 464 denied of 1,640 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,167 | 1,097 |
| 2024 | 1,902 | 981 |
| 2023 | 1,667 | 796 |
| 2022 | 2,001 | 1,066 |
| 2021 | 2,912 | 1,625 |
| 2020 | 2,779 | 1,630 |
| 2019 | 2,153 | 1,158 |
| 2018 | 2,101 | 1,047 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 158 | 240 |
| Western Commerce Bank | 79 | 95 |
| Guild Mortgage Company | 55 | 89 |
| Evergreen Moneysource Mortgage Company | 52 | 69 |
| First American Bank | 38 | 57 |
| United Wholesale Mortgage | 36 | 65 |
| 21ST Mortgage | 36 | 214 |
| Mortgage Research Center | 33 | 57 |
| Primary Residential Mortgage, INC. | 30 | 31 |
| Pennymac Loan Services LLC | 30 | 68 |
| Prosperity Home Mortgage, LLC | 27 | 37 |
| New American Funding, LLC. | 27 | 65 |
| CMG Mortgage Inc | 24 | 32 |
| American Pacific Mortgage Corporation | 24 | 35 |
| Geneva Financial LLC | 23 | 39 |
| loanDepot.com LLC | 21 | 46 |
| Securitynational Mortgage Company | 19 | 27 |
| Navy Federal Credit Union | 13 | 21 |
| Crosscountry Mortgage, LLC | 13 | 22 |
| Wells Fargo Bank NA | 13 | 25 |
| Paramount Residential Mortgage | 12 | 14 |
| Newrez LLC | 12 | 43 |
| Goldwater Bank, N.A. | 12 | 13 |
| Triad Financial Services, Inc. | 11 | 42 |
| Kind Lending, LLC | 11 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 44 | no rate: base under 50 |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 49 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,506 | 24.9% of 1,185 decided |
| 2 or more minority races | under 10 | |
| Joint | 42 | no rate: base under 50 |
| Race Not Available | 493 | 39.7% of 340 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 930 | 32.4% of 695 decided |
| Not Hispanic or Latino | 772 | 24.7% of 603 decided |
| Joint | 147 | 14.4% of 118 decided |
| Ethnicity Not Available | 318 | 32.6% of 224 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 998 | 27.5% of 757 decided |
| Female | 401 | 36.1% of 310 decided |
| Joint | 579 | 22.5% of 445 decided |
| Sex Not Available | 189 | 34.4% of 128 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 782 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved