Mortgage lending in Taos County, New Mexico
Lenders in Taos County, New Mexico reported 1,041 mortgage applications for 2025, according to the CFPB.
1,041 mortgage applications and 473 loans originated in 2025; the denial rate was 32.7% of 744 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Taos County, NM.
- 1,041
- Applications
- 473
- Loans originated
- 32.7%
- Denial rate
- 243 denied of 744 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,041 | 473 |
| 2024 | 841 | 397 |
| 2023 | 795 | 340 |
| 2022 | 1,316 | 620 |
| 2021 | 1,844 | 812 |
| 2020 | 1,621 | 793 |
| 2019 | 1,097 | 521 |
| 2018 | 987 | 463 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 70 | 121 |
| United Wholesale Mortgage | 40 | 61 |
| Nusenda Federal Credit Union | 36 | 75 |
| 21ST Mortgage | 28 | 98 |
| Newrez LLC | 15 | 35 |
| NBH Bank | 14 | 23 |
| Guaranteed Rate, Inc. | 14 | 28 |
| Pennymac Loan Services LLC | 14 | 25 |
| CMG Mortgage Inc | 10 | 17 |
| Guadalupe Credit Union | 9 | 9 |
| Mortgage Research Center | 8 | 24 |
| Waterstone Mortgage Corporation | 8 | 12 |
| Nationstar Mortgage | 6 | 10 |
| Builders Choice Mortgage LLC | 6 | 8 |
| Kind Lending, LLC | 5 | 6 |
| US Bank, N.A. | 5 | 23 |
| JPMorgan Chase Bank, NA | 5 | 15 |
| Usaa Federal Savings Bank | 5 | 11 |
| Bokf NA | 5 | 7 |
| A&d Mortgage LLC | 4 | 8 |
| Del Norte Credit Union | 4 | 6 |
| American Financial Resources LLC | 4 | 6 |
| Navy Federal Credit Union | 4 | 16 |
| Guild Mortgage Company | 4 | 8 |
| Mortgage Solutions of Colorado | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 718 | 28.6% of 511 decided |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 260 | 43.1% of 181 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 259 | 39.5% of 185 decided |
| Not Hispanic or Latino | 530 | 27.6% of 380 decided |
| Joint | 44 | no rate: base under 50 |
| Ethnicity Not Available | 208 | 37.1% of 151 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 323 | 34.4% of 224 decided |
| Female | 244 | 36.6% of 186 decided |
| Joint | 376 | 26.4% of 265 decided |
| Sex Not Available | 98 | 40.6% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 357 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved